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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8146 reviews)

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4.82

Based on 8,146 reviews, last reviewed 7th May 2026

97% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy, does what is says on the tin and it is possibl... Easy, does what is says on the tin and it is possible to speak to someone if needed. Reviewed on: 7th May 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8146)

Bit difficult to find things around .

Bit difficult to find things around ..should be easier to navigate Reviewed on: 6th March 2026

Always great customer service 10/10

Always great customer service 10/10 Reviewed on: 6th March 2026

You can't beat Zopa, great saving accounts

You can't beat Zopa, great saving accounts Reviewed on: 26th February 2026

Easy to use the app.

Easy to use the app. Very high interest rates. Reviewed on: 21st February 2026

I’ve had a really positive experience with Zopa so far.

I’ve had a really positive experience with Zopa so far. The app is clean, intuitive, and easy to navigate, which makes managing my savings and tracking interest straightforward. I especially like the competitive rates and the flexibility around pots and access options — it feels like you’re in control of your money without unnecessary complexity. Customer service has also been responsive whenever I’ve had questions, which builds confidence and trust. Overall, Zopa strikes a great balance between modern fintech convenience and reliability. I’d definitely recommend it to anyone looking for a simple, rewarding way to save. Reviewed on: 20th February 2026

They have managed to deliver as promised so far

They have managed to deliver as promised so far Reviewed on: 19th February 2026

Great savings rate, excellent app functions & interf...

Great savings rate, excellent app functions & interface - needs higher daily limit override Reviewed on: 14th February 2026

Great interest rate 7.5%

Great interest rate 7.5% on regular saver. cashback on direct debits. Nice app. Reviewed on: 5th February 2026

Zopa is simply one of the best

Zopa has very friendly and money saving products. Reviewed on: 26th January 2026

The best saving platform available

An easy to use app that helps you organise your savings and maximise interest rates. Reviewed on: 25th January 2026

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