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Zopa: Smart Saver reviews

4.94
Based on 7,180 reviews, last reviewed 7th Sep 2025
99% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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Latest highest rating:

5

Great bank and really good customer service and comp... Great bank and really good customer service and competitive rates Reviewed on: 7th September 2025
B Fox's avatar
B Fox

Latest lowest rating:

1

Customer service are total time wasters who can bare... Customer service are total time wasters who can barely speak English Reviewed on: 20th November 2024
christine f's avatar
christine f

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (7180)

Easy to use app, it's well designed for accessibility.

5
Easy to use app, it's well designed for accessibility. Customer service is quick and helpful. Reviewed on: 28th February 2025

AMAZING Bank.

5
AMAZING Bank. Easy to use, hreat interest on Your savings and really fun layout of the app. Reviewed on: 27th February 2025

They allow you to separate your money into different...

5
They allow you to separate your money into different pots with different access and interest rates. This is very helpful for when you are saving for different things but want to be able to move your money around easily. Reviewed on: 27th February 2025

Very intuative and flexible savings account

5
Very intuative and flexible tool for being able to save and access my money how I want. Reviewed on: 27th February 2025

So easy to use, great interest rates

5
So easy to use, great interest rates, helpful messaging when there are transactions due! Reviewed on: 27th February 2025

Good small saving account to have

4
Practical account to have as fast transfers but saving rate too low and not competitive enough Reviewed on: 26th February 2025

Unfussy, simple savings with competitive interest.

5
App is just very unfussy and simple to use. It doesn't do a lot, but what it does it does well. Interest rates are generally competitive, if not market-leading, and have remained consistently so as rates have risen and fallen. Reviewed on: 26th February 2025

Great bank account with 7% saver

5
Great bank account with 7% saver Reviewed on: 26th February 2025

Great 'money pots' with better interest rates, depen...

5
Great 'money pots' with better interest rates, depending on if you can lock your money away for 7 days, 1 month etc. Reviewed on: 26th February 2025

The product is easy to use, doing exactly what it says.

5
The product is easy to use, doing exactly what it says. Love the app for userability. We’ve got our children involved in it to help them to save also and to make the most of a higher rate of interest, for whatever period is suitable. Reviewed on: 26th February 2025

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