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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (7494 reviews)

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4.94

Based on 7,494 reviews, last reviewed 26th Feb 2026

30500% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

You can't beat Zopa, great saving accounts You can't beat Zopa, great saving accounts Reviewed on: 26th February 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (7494)

Great App

Great App, good advice, great experience Reviewed on: 16th April 2025

Very easy to use, nice interface

Very easy to use, nice interface, great interest rates Reviewed on: 16th April 2025

Zopa Smart Saver rates i fantastic as is the suppor!

So excited to be an early promoter of Zopa. As well as Smarrt Saver I use them for the beta Current Account , some Cash in Cash ISA too. Feels refreshing to have a new challenger and the support is fantastic when i needed to reach out. Reviewed on: 16th April 2025

Easy to use, great interest rates and money instantl...

Easy to use, great interest rates and money instantly accessible if you need it Reviewed on: 16th April 2025

Great all round bank easy to operate and great rated...

Great all round bank easy to operate and great rated , always can see at a touch where I am at any time of the month would recommend to anyone search for a internet bank product Reviewed on: 16th April 2025

Zopa Smart Savings Hub

App is easy to use and it’s so simple to move money around. Always kept up to date in a timely manner about interest rate changes. Reviewed on: 16th April 2025

Great experience with Zopa!

Great experience with Zopa! Managed to save a lot of money with their smart saver pots and cash isa Reviewed on: 16th April 2025

Great provider - easy to use app, withdraws and depo...

Great provider - easy to use app, withdraws and deposits Reviewed on: 16th April 2025

Easy to open and good interest rate

Easy to open and good interest rate Reviewed on: 16th April 2025

So simple and straightforward to set up and use.

So simple and straightforward to set up and use. All information laid out simply and easy to navigate website. Reviewed on: 16th April 2025

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