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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8146 reviews)

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4.82

Based on 8,146 reviews, last reviewed 7th May 2026

97% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy, does what is says on the tin and it is possibl... Easy, does what is says on the tin and it is possible to speak to someone if needed. Reviewed on: 7th May 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8146)

One of the best interest rates for savers.

One of the best interest rates for savers. Allows to save a decent amount per month to accumulate a good sized pot after a year. Reviewed on: 6th March 2026

Recommened from moneysavingexpert whilst looking for...

Recommened from moneysavingexpert whilst looking for a high interest savings account. Easily opened account and using the app easy, but does show usefull infomration. The biscuit saving rate of over 7% is fantastic, and rivals bond saving rate, but money can be accessed at amy time. I Have even recommenede to friends and family. Reviewed on: 6th March 2026

I have had a great experience with Zopa Bank, a bree...

I have had a great experience with Zopa Bank, a breeze of fresh air. Reviewed on: 6th March 2026

Good interest

Good interest rate and can move money easily. Reviewed on: 6th March 2026

I love quite a lot of options of accounts provided b...

I love quite a lot of options of accounts provided by ZOPA, especially the regular saver as well as its ISA smart saver. I also pretty favour the design of ZOPA’s app — modern, simple, and easy to use. Reviewed on: 6th March 2026

Love the app and the availability of savings pots.

Love the app and the availability of savings pots. Also great rates of interest on savings. What’s not to like? Reviewed on: 6th March 2026

The app is easy to use and the saver's rate is excel...

The app is easy to use and the saver's rate is excellent comparing to other banks Reviewed on: 6th March 2026

Everything is simple.

Everything is simple. Easy to navigate and easy to move money around to make the most of what I have. I have already got my family to open accounts. Reviewed on: 6th March 2026

Good interest rate

One of the best interest rates going Reviewed on: 6th March 2026

Easy to use and does what it says on the can!

Easy to use and does what it says on the can! Reviewed on: 6th March 2026

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