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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (7494 reviews)

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4.94

Based on 7,494 reviews, last reviewed 26th Feb 2026

30500% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

You can't beat Zopa, great saving accounts You can't beat Zopa, great saving accounts Reviewed on: 26th February 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (7494)

Zopa has been easy and safe to use.

Zopa has been easy and safe to use, and gives excellent interest rates Reviewed on: 16th April 2025

Always fantastic - great rates excellent service

Always fantastic - great rates excellent service Reviewed on: 16th April 2025

Saving made easy

The whole process is very easy from initial set up to managing my funds. The information is clear and transparent. The app is excellent, easy to navigate and provides the key points with a few simple clicks. Reviewed on: 16th April 2025

Excellent service and interest rates

I have received excellent service since I perming my ZOPA account. All communication have been clear and timely. Interest rates and charges are all very good in comparison to other providers. Reviewed on: 16th April 2025

Easy to use and all online based.

Easy to use and all online based. Love the quirky app features Reviewed on: 16th April 2025

Family recommended

I was recommended by family to use as was looking fir higher rate account to help build money for me and my mum. Easy to set up and fact that keep up to date regards interest rates.Love that can lock pots in ehulst able to add to it as well as other prosucts offer Reviewed on: 16th April 2025

Brilliant banking!

The app is so easy to use and transfers in and out are so fast. Brilliant service Reviewed on: 16th April 2025

App is super easy to use, you can quickly move money...

App is super easy to use, you can quickly move money into a range of savings pots with different interest rates. Rate are very competitive. I have no also opened a current account. Card came quickly in great packaging. Reviewed on: 16th April 2025

Everything is simple and easy.

Everything is simple and easy. Zopa App easy to navigate. Good rates of interest. Reviewed on: 16th April 2025

Easy to use mature app and very good communication

Easy to use mature app and very good communication Reviewed on: 16th April 2025

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