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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8146 reviews)

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4.82

Based on 8,146 reviews, last reviewed 7th May 2026

97% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy, does what is says on the tin and it is possibl... Easy, does what is says on the tin and it is possible to speak to someone if needed. Reviewed on: 7th May 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8146)

Easy set up

Very easy to set up , only took minutes. Only have a savings account at the moment though. Reviewed on: 6th March 2026

Zopa are the best for savings.

Zopa are the best for savings. As well as great rates they also offer super loyalty bonus rates. A fantastic regular Saver that has much better flexibility than others and good interest on your current Account for good measure. Reviewed on: 6th March 2026

Great rates and so easy to access.

Great rates and so easy to access. Reviewed on: 6th March 2026

Easy to use app and very good accounts and interest...

Easy to use app and very good accounts and interest rates. Easy to link to other 3rd party accounts Reviewed on: 6th March 2026

the best accounts from uk!

the best accounts from uk! Very quick and easy to use Reviewed on: 6th March 2026

I wish I had discovered Zopa sooner.

I wish I had discovered Zopa sooner. I have little financial knowledge however I have been able to grow my modest savings in a simple but effective way. I have introduced Zopa to my husband too. Reviewed on: 6th March 2026

Generally good experience at all levels

Generally good experience at all levels Reviewed on: 6th March 2026

Zopa is excellent with their products and service pr...

Zopa is excellent with their products and service provided Reviewed on: 6th March 2026

Fantastic for Early Careers

Biscuit account is great for early careers and the information provided via email is consistent, up-to-date and relevant. Reviewed on: 6th March 2026

Best Interest Saving Rate in the UK so far!

It is the best Savings Account that offer best interest in the UK. Reviewed on: 6th March 2026

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