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Zopa: Smart Saver reviews

4.94
Based on 7,180 reviews, last reviewed 7th Sep 2025
99% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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Latest highest rating:

5

Great bank and really good customer service and comp... Great bank and really good customer service and competitive rates Reviewed on: 7th September 2025
B Fox's avatar
B Fox

Latest lowest rating:

1

Customer service are total time wasters who can bare... Customer service are total time wasters who can barely speak English Reviewed on: 20th November 2024
christine f's avatar
christine f

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (7180)

Friendly and easy to use app.

5
Friendly and easy to use app. Very easy to move money. Flexible and decent returns for your money. Reviewed on: 28th February 2025

Very happy with Zopa

5
App is clear and easy to use. Reminders again are clear and helpful. App layout good and easy to understand. Haven’t required use of customer services as of yet. Am considering moving more money over into savings as soon as I get time to review Zopa options. Reviewed on: 28th February 2025

Trouble free, simple set up with everything visible...

5
Trouble free, simple set up with everything visible on an app. Easy to use and alerts for all transactions Reviewed on: 28th February 2025

Great UI and UX with the app, which I use daily.

5
Great UI and UX with the app, which I use daily. Keep up the good work Zopa! Reviewed on: 28th February 2025

I get my interest regularly every month which is a g...

5
I get my interest regularly every month which is a good rate compared to others. I also had to contact customer services and my query was sorted promptly. Reviewed on: 28th February 2025

It has been very helpful to us with our house search.

5
It has been very helpful to us with our house search. We highly recommend it to everyone. Reviewed on: 28th February 2025

Very quick to increase any interest rises.

5
Very quick to increase any interest rises. Clear and understandable app Reviewed on: 28th February 2025

Great Customer Service..

5
Great Customer Service. Simplifies and makes quick decisions. Interest rates are great. So glad to be with them. Reviewed on: 28th February 2025

Great features, love the pots

5
Great features, love the pots and ability to add notice periods on them individually. App has always worked really well and transactions happen swiftly. I also like being able to see a summary of the interest I've earned over the year at a glance Reviewed on: 28th February 2025

Easy to use, fast to set up and transfer

5
Easy to use, fast to set up and transfer Isa’s really easily Reviewed on: 28th February 2025

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