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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8146 reviews)

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4.82

Based on 8,146 reviews, last reviewed 7th May 2026

97% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy, does what is says on the tin and it is possibl... Easy, does what is says on the tin and it is possible to speak to someone if needed. Reviewed on: 7th May 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8146)

Recommended bank to compete with the bigguns

Quick & easy to setup accounts. App is clear & simple to use. interest rates are favourable compared to other banks Reviewed on: 6th March 2026

Found everything in the app easy to use and great va...

Found everything in the app easy to use and great value. Good interest rates and bonuses for deposits and direct debits. Reviewed on: 6th March 2026

Great rates and service

Very straight forward to setup and maintain Reviewed on: 6th March 2026

Zopa is a Great!!

I’ve been using Zopa for a few years now. Great saving rates, very competitive and a very easy to use app. Reviewed on: 6th March 2026

Great rates and easy access.

Great rates and easy access. Offered most competitive rate in savings. Platform intuitive and very easy to use. If they offered a switch bonus I would transfer current account straight away. Reviewed on: 6th March 2026

Easy to use app and good interest rate

It was very easy to open a current and savings account. The app is easy to use and easy to navigate. I got a good interest rate too. Reviewed on: 6th March 2026

The Simple and flexible savings app

The app is really easy to use and I like how I can create different pots for different savings goals. The interest rates are decent and it’s flexible when I need to access my money. No complaints so far! Reviewed on: 6th March 2026

Great app, easy to use and loving the boosted intere...

Great app, easy to use and loving the boosted interest rates! Money is moved quickly and easily and it's been a really good experience. Reviewed on: 6th March 2026

Very good rates and easy to use the app

Very good rates and easy to use the app Reviewed on: 6th March 2026

very efficient

Very fast transactions and a simple and easy app to use Reviewed on: 6th March 2026

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