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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (7494 reviews)

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4.94

Based on 7,494 reviews, last reviewed 26th Feb 2026

30500% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

You can't beat Zopa, great saving accounts You can't beat Zopa, great saving accounts Reviewed on: 26th February 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (7494)

Saving made simple

The app is so simple to use, but, if required it is available Reviewed on: 16th April 2025

Expanded my use of Zopa...

Have recently expanded my use of Zopa to include their savings account. Very simple and straightforward to set up and implement. They also have a great app too. Reviewed on: 16th April 2025

Very easy to use via the Zopa app and good rate of i...

Very easy to use via the Zopa app and good rate of interest that’s competitive in the market Reviewed on: 16th April 2025

All good does what it says on the card and on the app.

All good does what it says on the card and on the app. Rare for a bank! Reviewed on: 16th April 2025

Great I'm glad I found Zopa great rates great commun...

Great I'm glad I found Zopa great rates great communication Reviewed on: 16th April 2025

Love the functionality of the app and the available...

Love the functionality of the app and the available rates always seem to be pretty competitive. Very happy so far with all my Zopa accounts.. Reviewed on: 16th April 2025

Super dooper Zopa

Zopa offer good rates and a simple platform that enables you to maximise your savings without having pots all over the place. I love being able to monitor my savings via the app - depositing and making withdrawals instantly. This makes for really efficient savings which work harder with less effort. Reviewed on: 16th April 2025

Flexible savings at great interest rates

Flexible savings at great interest rates, and a great App to manage my savings. Reviewed on: 16th April 2025

Zopa is a fantastic savings provider!

Zopa is a fantastic savings provider, always offering advice on my investment and if I can do more to increase my interest Reviewed on: 16th April 2025

Best app on the market

The app is by far the best. Gives instant access to funds and also really easy to save unlike others I’ve used. Reviewed on: 16th April 2025

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