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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (7494 reviews)

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4.94

Based on 7,494 reviews, last reviewed 26th Feb 2026

30500% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

You can't beat Zopa, great saving accounts You can't beat Zopa, great saving accounts Reviewed on: 26th February 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (7494)

Easy to open account and good interest rates

Easy to open account and good interest rates Reviewed on: 16th April 2025

Excellent savings provider

I have had a Zopa account for a while now and it’s been great. The transactions are simple and easy to make. It also keeps me updated about how much ISA allowance I have left. I have had no problems at all and it is also a very useful feature to be able to open multiple pots for different savings purposes. Very happy. Reviewed on: 16th April 2025

Couch to £5k

I have never saved and had nothing to my name but with the smart saver I’ve managed to save £5k over 12 months. It’s given me a bug for saving and investing so much I’ve paid off high interest loans and bills to make smarter money moves and now I’ll stack and save much more over all. Reviewed on: 16th April 2025

They’re very good, and I do love the smart saver and...

They’re very good, and I do love the smart saver and they’re very helpful Reviewed on: 16th April 2025

Excellent Banking

Excellent banking app very intuitive and user friendly the banking offers are excellent and very competitive!! Reviewed on: 16th April 2025

Accessible,easy,rewarding account.

Easy to access and Navigate account, multiple opportunities to tailor account and savings to your preference. Important information always delivered regarding changes in saving rates, exlusivity offers etc via fomal comminication. Competitive saving rates whilst offering exclusive offers to pre existing customers. Definitely an added bonus. Reviewed on: 16th April 2025

Very good rate on savings.

Very good rate on savings.Simple setup. Reviewed on: 16th April 2025

Fast withdrawals,good service.

Fast withdrawals,good service... Reviewed on: 16th April 2025

The Savings products are excellent plus they pay a 2...

The Savings products are excellent plus they pay a 2% interest on Beta Bank Account. Reviewed on: 16th April 2025

Easy to use app.

Easy to use app. Excellent rates of interest. Frequency innovations. Reviewed on: 16th April 2025

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