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Zopa: Smart Saver reviews

4.94
Based on 7,494 reviews, last reviewed 26th Feb 2026
30500% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

You can't beat Zopa, great saving accounts You can't beat Zopa, great saving accounts Reviewed on: 26th February 2026
Sandra W's avatar
Sandra W

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025
Bernadette Fitzmaurice's avatar
Bernadette Fitzmaurice

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (7494)

Brilliant account very good rate

5
Brilliant account very good rate Reviewed on: 16th April 2025

I’ve had various accounts now with Zopa and they ar...

5
I’ve had various accounts now with Zopa and they are easy to open, easy to understand, you are kept informed in plenty of time to Amy and all changes. Reviewed on: 16th April 2025

Great company!

5
Great company!!! Good products - excellent service. Reviewed on: 16th April 2025

Easy to use app and good rates.

5
Easy to use app and good rates. I can see everything at a glance. Reviewed on: 16th April 2025

Clear, concise and easy to navigate

4
Clear, concise and easy to navigate Reviewed on: 16th April 2025

nothing gets close to its rates

5
easy to use app, very good rates. Way better than everyone else around by a lot Reviewed on: 16th April 2025

A great experience

5
Easy to use app, help easily and quickly accessed when required, good rates of interest Reviewed on: 16th April 2025

Easy to use products with great interest rates on sa...

5
Easy to use products with great interest rates on savings and low interest rates on borrowing. Great app and all easy to use. Reviewed on: 16th April 2025

Savings and Loan

5
I have used Zopa for loans as well as investments and have been very pleased Reviewed on: 16th April 2025

Great App great range of saving options .

5
Great App recently improved and a great range of savings options Reviewed on: 16th April 2025

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