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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8148 reviews)

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4.82

Based on 8,148 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Smart Saver reviews (8148)

Great app, lots of benefits and competitive interest...

Great app, lots of benefits and competitive interest rates Reviewed on: 6th March 2026

Great App based savings

Very easy to open account and linking to existing accounts. Excellent interest rates if you maintain the required levels. Reviewed on: 6th March 2026

Easy to use app.

Easy to use app. Good interest rates offered as well Reviewed on: 6th March 2026

I am still quite new to zopa, but so far,...

I am still quite new to zopa, but so far, excellent Reviewed on: 6th March 2026

Everytime had any issues always been resolved

Everytime had any issues always been resolved Reviewed on: 6th March 2026

Clear easy banking

Clear easy banking, no fuss and good rates Reviewed on: 6th March 2026

Excellent Bank with easy to use banking app

Excellent Bank with easy to use banking app Reviewed on: 6th March 2026

Easy to open and operate an account...

I have found it easy to open and operate an account with Zopa. Competitive savings rates. Reviewed on: 6th March 2026

Great promotions, products and simplicity

Great promotions, products and simplicity Reviewed on: 6th March 2026

Ok nothing more to say that’s it

Ok nothing more to say that’s it Reviewed on: 6th March 2026

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