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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (7494 reviews)

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4.94

Based on 7,494 reviews, last reviewed 26th Feb 2026

30500% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

You can't beat Zopa, great saving accounts You can't beat Zopa, great saving accounts Reviewed on: 26th February 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (7494)

Good customer service good communication easy to get...

Good customer service good communication easy to get savings out easy to put money in good savings rate good customer service and support Reviewed on: 16th April 2025

Use ZOPA for all my car and ad hoc bills as get a re...

Use ZOPA for all my car and ad hoc bills as get a reasonably decent return. Reviewed on: 16th April 2025

I've got a saver account with Zopa

I've got a smart saver account with Zopa and they have been great in keeping me up to date with changes and recommendations for alternative accounts that could possibly suit me better. The account I chose was easy to arrange and withdrawals have been easy. Reviewed on: 16th April 2025

Great interest rate %

Great interest rate Very good app Reviewed on: 16th April 2025

Easy to manage and good returns

Really good- it has always been quick and easy to invest or take out money, and the returns are great. I trust the company and am v happy with them. Reviewed on: 16th April 2025

Great service lots of help easy to use and...

Great service lots of help easy to use and great app Reviewed on: 16th April 2025

Simple yet effective saving pot, easy sign up in app...

Simple yet effective saving pot, easy sign up in app on phone is great and the saving rates are pretty good as well. Reviewed on: 16th April 2025

Simple App to use.

Simple App to use. All very straightforward at a glance. Never had any problems transferring money. Reviewed on: 16th April 2025

Valued customer

Always been kept up to date with changes and asked for my opinion on anything new that would be suitable for me and feel valued as a customer. Reviewed on: 16th April 2025

Slick, easy to use app.

Slick, easy to use app. Competitive rates. Pots help me manage my savings. Reviewed on: 16th April 2025

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