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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8146 reviews)

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4.82

Based on 8,146 reviews, last reviewed 7th May 2026

97% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy, does what is says on the tin and it is possibl... Easy, does what is says on the tin and it is possible to speak to someone if needed. Reviewed on: 7th May 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8146)

Fantastic app and product, never any issues and lots...

Fantastic app and product, never any issues and lots of options Reviewed on: 6th March 2026

Easy app to navigate

Fast app easy to use and a very good interest rate on savings Reviewed on: 6th March 2026

Very good accounts service.

Very good accounts service. Easy access and brilliant rewards. Reviewed on: 6th March 2026

Best rates i can find

I'm new to zopa and can not find better rates anywhere,even get interest on biscuit current account,haven't had a need to call customer services so can't comment on the service, Reviewed on: 6th March 2026

Very underwhelming.

Very underwhelming. Nothing to get excited about better rates available elsewhere. Reviewed on: 6th March 2026

Great bank.

Great bank. Love keeping my money there Reviewed on: 6th March 2026

Great App with competitive rates.

Easy navigation through app and very good in app help with many products to choose from. Reviewed on: 6th March 2026

Smooth, seamless, really easy experience.

Smooth, seamless, really easy experience. You receive funds almost instantly. Love how you can check how much your balance is and what the early settlement will be. Reviewed on: 6th March 2026

The whole experience so far with Zopa has been seaml...

The whole experience so far with Zopa has been seamless Reviewed on: 6th March 2026

Easy to use APP

Easy to use APP and competitive rates of interest. Reviewed on: 6th March 2026

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