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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (7494 reviews)

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4.94

Based on 7,494 reviews, last reviewed 26th Feb 2026

30500% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

You can't beat Zopa, great saving accounts You can't beat Zopa, great saving accounts Reviewed on: 26th February 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (7494)

Easy to use savings account, seamless to transfer mo...

Easy to use savings account, seamless to transfer money from my bank to a Zopa account Reviewed on: 16th April 2025

Zopa is a great app based bank that offers an easy w...

Zopa is a great app based bank that offers an easy way to put money into all variations of saving products. The saving pots system gives a simple, clear insight into how much money you've saved towards inividual saving targets. Moving money in and out of smart saver is hassle free, as is the moving between saving products Reviewed on: 16th April 2025

It’s been very easy to use this online account.

It’s been very easy to use this online account i.e adding or removing money. The rate of interest on my account balance is also very good. Reviewed on: 16th April 2025

Efficient and easy to use.

Efficient and easy to use. Been able to access different accounts really easily. Reviewed on: 16th April 2025

Competitive rates and a great app

Competitive rates (which is amazing in the current climate). The app makes saving so easy it becomes automatic - great for building good habits Reviewed on: 16th April 2025

Easy to use and competitive

Competitive rates of interest and easy to use APP. Would recommend to all. Reviewed on: 16th April 2025

Wouldn’t bank with anyone else

Fantastic savings rates, excellent customer service Reviewed on: 16th April 2025

Good rates

Good interest rates and easy to use saving pots Reviewed on: 16th April 2025

No problems at all every thing is simple with zopa,...

No problems at all every thing is simple with zopa, from credit card, to saving account, to current account, app easy, online easy, top marks. Reviewed on: 16th April 2025

Overall, this bank is exceptional.

Overall, this bank is exceptional. I have a current account, credit card, and savings account with remarkably competitive interest rates, reaching up to 7%. Absolutely Amzing Reviewed on: 16th April 2025

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