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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (7494 reviews)

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4.94

Based on 7,494 reviews, last reviewed 26th Feb 2026

30500% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

You can't beat Zopa, great saving accounts You can't beat Zopa, great saving accounts Reviewed on: 26th February 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (7494)

Excellent ease of use.

Ease of use. Accessibility. Efficiency. Good interest on products. Savings at a touch. Reviewed on: 16th April 2025

Excellent rates and user friendly app.

Excellent rates and user friendly app. Reviewed on: 16th April 2025

Fantastic interest rates are a good incentive to pit...

Fantastic interest rates are a good incentive to pit money aside and the ability to “pot” money helps with budgeting. Reviewed on: 16th April 2025

Great experience

Great experience all round but thus survey is REALLY annoying! I don't like being dictated to about how long my review should be!!!! Reviewed on: 16th April 2025

Zopa has really helped me change my savings habits a...

Zopa has really helped me change my savings habits and get some money behind me for the first time. I struggle to save and I find being able to lock away savings for a week or a month and longer really helps me! Love it. Reviewed on: 16th April 2025

I find Zopa put their members first.

I find Zopa put their members first. Reviewed on: 16th April 2025

Very simple to use from the app that I use...

Very simple to use from the app that I use regularly Reviewed on: 16th April 2025

Great Account

Easy to open, Easy to operate, no hassle, no problems, excellent interest rate. Reviewed on: 16th April 2025

App very easy to use, competitive rates, easy to mov...

App very easy to use, competitive rates, easy to move money around Reviewed on: 16th April 2025

Zopa is the best account I have come across and so e...

Zopa is the best account I have come across and so easy to apply for a account Reviewed on: 16th April 2025

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