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Zopa: Smart Saver reviews

4.82
Based on 8,146 reviews, last reviewed 7th May 2026
97% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
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5%
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Latest highest rating:

5

Easy, does what is says on the tin and it is possibl... Easy, does what is says on the tin and it is possible to speak to someone if needed. Reviewed on: 7th May 2026
I E's avatar
I E

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025
Bernadette Fitzmaurice's avatar
Bernadette Fitzmaurice

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8146)

Excellent account, would highly recommend.

5
Easy to open and great interest rates. The app is also very easy to use. Reviewed on: 6th March 2026

Simple,efficient and generous.What’s not to like?!.

5
Generous bonuses for regular savers.So efficient and the app is simplicity itself… ideal for me!! Reviewed on: 6th March 2026

A great saving account

5
A great saving account with higher than normal interest Reviewed on: 6th March 2026

Great banking

5
Good rates (via boost for a year facility). Easy, intuitive app. Voice control brilliant Reviewed on: 6th March 2026

Easy to use great saving bonuses

5
Easy to use great saving bonuses Reviewed on: 6th March 2026

Been with zopa for a little while now, I've had no p...

5
Been with zopa for a little while now, I've had no problems with them, so quite happy. Reviewed on: 6th March 2026

Simplicity ease of use, fast transactions

5
Simplicity ease of use, fast transactions Reviewed on: 6th March 2026

The app is user friendly.

5
The app is user friendly. The exchange rates are one of the best Reviewed on: 6th March 2026

A very easy bank to save with and earn cash...

5
A very easy bank to save with and earn cash back Reviewed on: 6th March 2026

Some very good flexible options and very happy with...

5
Some very good flexible options and very happy with my experience. Reviewed on: 6th March 2026

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