Smart Money People Logo

Zopa: Smart Saver reviews

4.94
Based on 7,180 reviews, last reviewed 7th Sep 2025
99% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great bank and really good customer service and comp... Great bank and really good customer service and competitive rates Reviewed on: 7th September 2025
B Fox's avatar
B Fox

Latest lowest rating:

1

Customer service are total time wasters who can bare... Customer service are total time wasters who can barely speak English Reviewed on: 20th November 2024
christine f's avatar
christine f

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Review Zopa: Smart Saver now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Smart Saver reviews (7180)

amazing savings app.

5
amazing savings app.. love it so much, it helped me save up for my car Reviewed on: 28th February 2025

Zopa banking and savings

5
Zopa are been great at providing me what I feel is the best online banking experience. Everything is clear and all information available to you in each section. Reviewed on: 28th February 2025

Just easy.

5
Just easy. Some sites are hard to navigate but not Zopa. Really pleased I moved some accounts to Zopa. Have needed help a couple of times but it wasn't a problem. Reviewed on: 28th February 2025

Good interest rates and easy to use app

5
Good interest rates and easy to use app which allows you to have different pots for your money related to rates and the access you require. Highly recommend Reviewed on: 28th February 2025

Really easy to use app and easy to move money...

5
Really easy to use app and easy to move money around Reviewed on: 28th February 2025

Good interest rates ,app easy to use, have recommend...

4
Good interest rates ,app easy to use, have recommended it to friends and family Reviewed on: 28th February 2025

competitive rates

5
Really easy to use, with competitive rates and good customer service. Reviewed on: 28th February 2025

Different, contemporary, breezy.

5
Young, fresh, innovative and user-friendly company and app. Reviewed on: 28th February 2025

Easy app to use with good functionality.

5
Easy app to use with good functionality. Like the ability to have several saving pots at slightly higher interest rates. Reviewed on: 28th February 2025

Easy to set up and to manage

5
The Zopa account was really easy to set up and also to operate- both for paying in and withdrawing money. I particularly like how I can see easily how much interest has been added and how much more I can add in a tax year for the ISA part of the pot Reviewed on: 28th February 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Current account

    from Zopa 5.00 from 2 reviews
    Zopa
  • Cash ISA

    from Zopa 4.94 from 1262 reviews
    Zopa
  • Personal loan

    from Zopa 4.94 from 65249 reviews
    Zopa
    View all products