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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (7494 reviews)

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4.94

Based on 7,494 reviews, last reviewed 26th Feb 2026

30500% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

You can't beat Zopa, great saving accounts You can't beat Zopa, great saving accounts Reviewed on: 26th February 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (7494)

its by far the easiest savings account i have ever h...

its by far the easiest savings account i have ever had,i have no problems at all with it Reviewed on: 17th April 2025

Great people to deal with.

Great people to deal with. With Great customer care. I would highly recommend to all friends and family. Reviewed on: 17th April 2025

My Zopa - I love my Zopa saver, and bank app

I love my Zopa saver, fast transfers between accounts all in one place now I have a bank account with them to so saving is so much easier, the app is great and works really well Reviewed on: 17th April 2025

Very happy

Good rates, always available, instant withdrawals. Reviewed on: 17th April 2025

Zopa smart saver provides great control over savings.

The smart saver offers excellent flexibility and ease of access to saving pots from instant access any time , or longer term with higher rates of interest as well as fixed term ISA and easy access ISA’s options. Reviewed on: 17th April 2025

Very safe very happy

My nephew introduced me to Zopa - the best thing at the time and it has been a good safe experience Reviewed on: 17th April 2025

Zopa; refreshingly contemporary.

Zopa are a refreshingly contemporary online bank, with a user-friendly app which an old Luddite like me can easily manage. 'Real', relevant and relatable customer service interfacing has been bright and breezy and concise. Reviewed on: 16th April 2025

Very easy to set up and use.

Very easy to set up and use. Easy to move money into and out of savings, and great app to manage Reviewed on: 16th April 2025

Excellent savings accounts on an easy to use app.

Excellent savings accounts on an easy to use app. Reviewed on: 16th April 2025

High interest rate instant accessible savings account

Savings account has the highest rate for an instant accessible savings account I've seen. App is very easy to use and customer service is great to contact and staff I have spoken with are all very helpful knowledgeable and friendly Reviewed on: 16th April 2025

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