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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (7494 reviews)

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4.94

Based on 7,494 reviews, last reviewed 26th Feb 2026

30500% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

You can't beat Zopa, great saving accounts You can't beat Zopa, great saving accounts Reviewed on: 26th February 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (7494)

Good rates that have extra security by being linked...

Good rates that have extra security by being linked to a major bank. Easy to use aswell Reviewed on: 17th April 2025

Easy to use and good rates of interest

Very easy to set up app and link a current account for payments in and out Easy to set up individual pots fir different purposes and to set up and operate both fixed term and easy access ISAs Good rates of interest iver all savings accounts. Clear statements of interest earned Reviewed on: 17th April 2025

Customer support not needed but happy with app so far

Customer support not needed but happy with app so far Reviewed on: 17th April 2025

Best savings sute

So easy to use the Zopa site and they keep you well informed Reviewed on: 17th April 2025

Everything on zopa is made simple and straightforward

Everything on zopa is made simple and straightforward Reviewed on: 17th April 2025

Reasonable rates with lots of options

Reasonable rates with lots of options Reviewed on: 17th April 2025

I enjoy saving with Zopa

I enjoy saving with Zopa - the pots are really helpful and make managing my money much easier. Reviewed on: 17th April 2025

A simple and straightforward forward way of saving w...

A simple and straightforward forward way of saving with good competitive interest rates, makes saving easy. Reviewed on: 17th April 2025

I've had zopa for over 2 years and have gained inter...

I've had zopa for over 2 years and have gained interest that I would not have accrued with other banks. Top service. Reviewed on: 17th April 2025

easy organised access & excellent interest rates

I’ve had a smart saver for over 2 years. I love having my money all in the same place but divided into 20 different pots, with the ability to lock away for different periods. Some of my pots are cash ISAs and a couple of fixed term ISAs. it’s easy and quick to move money between pots and in and out of the smart saver account. Reviewed on: 17th April 2025

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