Write a review

Go to business site

Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8146 reviews)

View other Zopa products

4.82

Based on 8,146 reviews, last reviewed 7th May 2026

97% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy, does what is says on the tin and it is possibl... Easy, does what is says on the tin and it is possible to speak to someone if needed. Reviewed on: 7th May 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

Read all reviews Write a review

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Review Zopa: Smart Saver now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Smart Saver reviews (8146)

Very easy to set up and use , very user friendly , s...

Very easy to set up and use , very user friendly , setup multiple accounts for those saving goals Reviewed on: 6th March 2026

Great savings accounts and easy to use

Great savings accounts and easy to use Reviewed on: 6th March 2026

Easy to deal with

Easy process opening account & using the app & the rate I am happy with Reviewed on: 6th March 2026

The app is so easy to use.

The app is so easy to use. The interest rate is superb - continuously Reviewed on: 6th March 2026

Very easy to open account and savings account has gr...

Very easy to open account and savings account has great rates Reviewed on: 6th March 2026

One of the best finance apps I use

I love how it tells you how much interest you are accruing each day. The app is very user friendly, I have quite a few finance apps and it definitely has the best UI and just works all the time. I haven’t gone ahead with the loans available but I do like how the rates available are just there on the main screen and you don’t have to faff about looking for it. Reviewed on: 6th March 2026

We loved it when they did Peer to Peer accounts.

We loved it when they did Peer to Peer accounts. Sorry to see them go. Still do consistently good rates for savings. Very good responsive customer service,. Reviewed on: 6th March 2026

Zopa is the way

Zopa is excellent in every way from the slick mobile app to the fantastic savings account rates Reviewed on: 6th March 2026

Zopa is great

Zopa have great, easy to use products and have very competitive interest rates Reviewed on: 6th March 2026

Just what you need

Easy to manage and not you are bombarded with an overwhelming number of requirements or messages that you don't need. Reviewed on: 6th March 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Savings
from No1 CopperPot Credit Union 4.17 from 5 reviews
Savings
from Nottingham Credit Union 4.29 from 6 reviews
Savings
from Bedford Credit Union 4.44 from 27 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69084 reviews
Fixed term savings account
from Zopa 4.87 from 1793 reviews
Credit card
from Zopa 4.87 from 44344 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub