Write a review

Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (6714 reviews)

View other Zopa products

4.94

Based on 6,714 reviews, last reviewed 4th Mar 2025

60400% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

The app is great and range of products are excellent The app is great and range of products good. Reviewed on: 4th March 2025

Latest lowest rating:

1

Customer service are total time wasters who can bare... Customer service are total time wasters who can barely speak English Reviewed on: 20th November 2024

Read all reviews Write a review

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Review Zopa: Smart Saver now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Smart Saver reviews (6714)

Game changing options

I have recently sold my property to provide overnight care for my nan. I was eager to put the money i received into an account to earn interest. I search through many banks and building societies to try to find a good interest rate as well as options to withdraw money sooner, due to the need to be flexible in case sudden change were to happen in my living circumstances. My sister has a zopa account and recommended it to me. What I love about it the most is you have options to fix your money like most isa accounts but for different time frames of your choosing. I like that you can provide notice to access money without worrying it's fixed for a year but still benefiting from a competitive rate. This has been a game changer for me, it's made me feel at ease if anything were to happen I could access it as soon as I required. The app is so easy to use. I love I can track my money and interest whenever I want. I feel this is a game changer in the banking world, the app as well as the opportunities the variety of choices to save give to you. Reviewed on: 17th January 2025

Very easy and straightforward to open and use

Very easy and straightforward to open account. Easy to added money / withdraw money. Good interest rates on savings accounts Reviewed on: 17th January 2025

Zopa - Simply the best

Having initially obtained a Credit Card facility with Zopa I progressed to opening a current account and then a smart savings account basically as I found their offerings as exceptional when compared to many if not all of their competitors. The facility to have different "pots" even with differential interest rates showed significant flexibility. The regular saver pot with monthly limits of £300 deposits I believe compares again as being better than nearly all its competitors as does the current interest rate of 7.5%. In general in my specific experience thewir custome r service is outstanding. The app and online presences again I fiond (aged 79!) easy to navigate and use. All in all compared to the rest (I have banking facilities with 7 other banks an a couple of deposit takers) I have found them innovative efficient and a pleasure to deal with. Reviewed on: 17th January 2025

Trustworthy fully digital savings solution.

Zopa has provided me with a frictionless and fully digital solution to my savings. I've felt secure saving my money with Zopa and they always update me and provide me with product changes and new products. I couldn't praise them more. Reviewed on: 17th January 2025

Flexible and accessible.

My Zopa account is flexible and accessible. I have been with them for a few years now and it has been a great experience. Reviewed on: 17th January 2025

I have been a customer since founding and found the...

I have been a customer since founding and found the experience excellent, by far the easiest application to use and the most open/ transparent organisation. Reviewed on: 17th January 2025

Easy to use.

Easy to use. Easy to set up. Great rates. App is really easy to use to manage your money. Reviewed on: 17th January 2025

Great rates, good service

Great product, clearly trying to develop a new way of doing savings. Reviewed on: 17th January 2025

Easy to use app.

Easy to use app. Interest rates not always the highest in the market but pretty good Reviewed on: 17th January 2025

Veery good savings accounts with flexibility on shor...

Veery good savings accounts with flexibility on short or long term. Good interest rates Reviewed on: 17th January 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Savings
from Newbury Building Society 4.86 from 7221 reviews
Savings
from Acorn Community Bank 4.94 from 114 reviews
Loyalty Saver
from Nationwide 4.22 from 15 reviews

There's still more to see!

Zopa has a range of products available. Check the ratings of each product to find the right one for you. View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub