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Zopa: Smart Saver reviews

4.94
Based on 7,494 reviews, last reviewed 26th Feb 2026
30500% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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0%

Latest highest rating:

5

You can't beat Zopa, great saving accounts You can't beat Zopa, great saving accounts Reviewed on: 26th February 2026
Sandra W's avatar
Sandra W

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025
Bernadette Fitzmaurice's avatar
Bernadette Fitzmaurice

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (7494)

Great app! Fast!

5
Great app! And much faster than my other banking apps (Chase and Bank of Scotland). Reviewed on: 18th April 2025

Excellent rates.

5
Excellent rates. Easy to manoeuvre your money Reviewed on: 18th April 2025

Excellent communication have helped me save some mon...

5
Excellent communication have helped me save some money towards christmas Reviewed on: 18th April 2025

Very helpful

5
Very helpful with any problems l may have. Reviewed on: 18th April 2025

They've got a market leading rate smart saver accoun...

5
They've got a market leading rate smart saver account which pays 7.5% of interest. It allows you to save £300 each month until it reaches 12 months period of time. It's a great saving product which I have recommended to my friends. Reviewed on: 18th April 2025

allows all banks and credit cards to connect

4
I love that the content.pany seems to be the only ones that allow you to link all you banks and credit cards and show the balances, it seems a bit glitch and needs improving but they are certainly excelli g in this area, infusing now they are allowing transfer between accounts through the app Reviewed on: 17th April 2025

Excellent service

5
Very easy to use, and good rates of interest, other services offered if wanted too. Reviewed on: 17th April 2025

Great company, great products and excellent service...

5
Great company, great products and excellent service right from the very beginning Reviewed on: 17th April 2025

Good savings rates.

5
Good savings rates. Easy to navigate app. Straight forward in regard to adding and withdrawing funds. A good all ound experience. Reviewed on: 17th April 2025

Easy to use, great savings, great service

5
Easy to use, great savings, great service Reviewed on: 17th April 2025

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