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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (7494 reviews)

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4.94

Based on 7,494 reviews, last reviewed 26th Feb 2026

30500% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

You can't beat Zopa, great saving accounts You can't beat Zopa, great saving accounts Reviewed on: 26th February 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (7494)

Multiple options and easy to use

Easy to use with many options where I can move savings between different pots with different interest rates Reviewed on: 19th April 2025

easy to use and safe to invest in

easy to use and safe to invest in Reviewed on: 19th April 2025

Everything is easy to set up and do on line

Everything is easy to set up and do on line Reviewed on: 19th April 2025

Unfortunately the interest rate has slipped behind o...

Unfortunately the interest rate has slipped behind others so that forced a movement of savings to another provider. Until recently they were up with the best. Excellent mobile app and easy to use, no problems there. Just a shame about interest rates. Reviewed on: 19th April 2025

Straightforward to set up.

Straightforward to set up.. Better interest rate than most. Reviewed on: 19th April 2025

Easy to setup and use, I can see quickly and accurat...

Easy to setup and use, I can see quickly and accurately with app how my savings are increasing. Reviewed on: 18th April 2025

Great app really easy to use and excellent features

Great app really easy to use and excellent features Reviewed on: 18th April 2025

Love the ability to create different money pots.

Love the ability to create different money pots. Helps me budget! Reviewed on: 18th April 2025

I found Zopa really easy to use, the whole process,...

I found Zopa really easy to use, the whole process, from signing up to managing my account, has been super straightforward. Their products are really competitive too, with great rates compared to others I looked at. I like that everything feels clear and simple, no hidden fuss, just a smooth experience from start to finish. Definitely a service I’d recommend! Reviewed on: 18th April 2025

Good,safe place to put my savings

Good,safe place to put my savings Reviewed on: 18th April 2025

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