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Zopa: Smart Saver reviews

4.94
Based on 7,180 reviews, last reviewed 7th Sep 2025
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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Latest highest rating:

5

Great bank and really good customer service and comp... Great bank and really good customer service and competitive rates Reviewed on: 7th September 2025
B Fox's avatar
B Fox

Latest lowest rating:

1

Customer service are total time wasters who can bare... Customer service are total time wasters who can barely speak English Reviewed on: 20th November 2024
christine f's avatar
christine f

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (7180)

Excellent savings rate and easy to use via the App...

5
Excellent savings rate and easy to use via the App Reviewed on: 28th February 2025

Love the boosted smart saver pots.

5
Love the boosted smart saver pots. Reviewed on: 28th February 2025

Easy money in and out.

5
Easy money in and out. Excellent savings rate. Reviewed on: 28th February 2025

Everything was really easy to set up on line and the...

5
Everything was really easy to set up on line and the interest rate is better than any other I could find l Plus you get interest on your current account Reviewed on: 28th February 2025

Great interest rate and easy to manage

5
The ease with which you can move money from your main current account with another bank into Zopa’s savings account and withdraw it equally easily makes Zopa a really attractive option. Add to that, their attractive interest rate and the ability to divide your savings into pots makes choosing Zopa a no brainer. Reviewed on: 28th February 2025

An easy account to open and to operate.

5
An easy account to open and to operate. Transfers in or out are swift, interest rates are good Reviewed on: 28th February 2025

Zopa provides an excellent banking and savings.

5
Zopa provides an excellent banking and savings service that is easy to understand, set up and access. Its innovative and offers good interest and communication. Reviewed on: 28th February 2025

The app is very modern and works well.

5
The app is very modern and works well. Support is responsive. They provide good rates for savings along with features that help save through the app Reviewed on: 28th February 2025

I have a zopa account ,credit card and visa and I ha...

5
I have a zopa account ,credit card and visa and I have got rid of my barclays account as I find it easier to use Reviewed on: 28th February 2025

Easy to set up.

5
Easy to set up. Good rate of interest. Integrated with other bank accounts. Reviewed on: 28th February 2025

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