Write a review

Go to business site

Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (7494 reviews)

View other Zopa products

4.94

Based on 7,494 reviews, last reviewed 26th Feb 2026

30500% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

You can't beat Zopa, great saving accounts You can't beat Zopa, great saving accounts Reviewed on: 26th February 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

Read all reviews Write a review

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Review Zopa: Smart Saver now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Smart Saver reviews (7494)

Easy to use savings account with great interest rates.

Easy to use savings account with great interest rates. Reviewed on: 22nd April 2025

automated system,

Not too keen on the automated system, "chat" got at least 4 different people to answer my questions, which took a long time Reviewed on: 22nd April 2025

It’s easy to use app and gives reasonable interest t...

It’s easy to use app and gives reasonable interest to your savings. Simple process for depositing and withdrawals. Reviewed on: 22nd April 2025

Great app really easy to use and set up and great in...

Great app really easy to use and set up and great interest rates on savings accounts Reviewed on: 22nd April 2025

The best account around for me right now

The best account around for me right now Reviewed on: 22nd April 2025

Reasonable interest rate although not as competitive...

Reasonable interest rate although not as competitive as it was. Easy to use app Reviewed on: 22nd April 2025

Straightforward process from application to deposit.

Straightforward process from application to deposit. With the chance of setting up regular payments, you never have to worry about missing it. The interest rates are also very good compared with the competition. Reviewed on: 21st April 2025

Great and even greater

Great bank, great app good interest rate Reviewed on: 21st April 2025

Great savings option for anyone

Well-designed savings product that offers flexibility for how you want to save. Has a unique look and feel that sets them apart from other savers on the market. Reviewed on: 21st April 2025

Amazing bank and service, especially now they offer...

Amazing bank and service, especially now they offer a current account and a regular saver at 7.5% too. Reviewed on: 21st April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Easy access and notice accounts
from Paragon Bank 4.13 from 7 reviews
Savings
from Partners Credit Union 4.89 from 415 reviews
Branch Flexible Saver
from Nottingham Building Society 5.00 from 5 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1454 reviews
Current account
from Zopa 4.94 from 5780 reviews
Personal loan
from Zopa 4.94 from 67287 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub