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Zopa: Smart Saver reviews

4.94
Based on 7,180 reviews, last reviewed 7th Sep 2025
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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Latest highest rating:

5

Great bank and really good customer service and comp... Great bank and really good customer service and competitive rates Reviewed on: 7th September 2025
B Fox's avatar
B Fox

Latest lowest rating:

1

Customer service are total time wasters who can bare... Customer service are total time wasters who can barely speak English Reviewed on: 20th November 2024
christine f's avatar
christine f

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (7180)

Good rates, easy to use app, great customer service.

5
Good rates, easy to use app, great customer service. Get regular updates and notifications. Good as a bank and current account and as a savings account. Reviewed on: 28th February 2025

Good product

5
Great for regular savers, highly recommended. Reviewed on: 28th February 2025

Good app, competitive rates

5
Good app, competitive interest rates and products, friendly ! Reviewed on: 28th February 2025

Best interest rate

5
Best interest rate for a savings account and easy to deposit and withdraw. Reviewed on: 28th February 2025

Excellent Zopa app and simple to use

5
Have moved from a high street bank to Zopa as it’s so simple to use and set up pots for your everyday monthly expenditures to help you budget better. I’ve already recommended zopa to all my family and would continue to do so as the experience is really good all under one umbrella! I’ve fed back some suggestions and it seems that someone does listen! There is a feature to setup transfers and it take seconds when transferring funds from one account to an external account! Reviewed on: 28th February 2025

Best saving

5
Best of all the savings accounts out there Reviewed on: 28th February 2025

Good competitive savings products.

5
Good competitive savings products with an easy to navigate website. Reviewed on: 28th February 2025

Zopa best app

5
For myself Zopa it’s a very good card! Reviewed on: 28th February 2025

Excellent customer service.

5
Excellent customer service. I love the simplicity of the app but when I was locked out the customer service was very good. Reviewed on: 28th February 2025

Nearly perfect.

4
What I need is an account that earns the best interest, is accessible and simple to use the app. Zopa was perfect for me, but I had one issue. There was a problem with the app when I needed money out. The support I contacted didn't seem too concerned. Reviewed on: 28th February 2025

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