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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8146 reviews)

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4.82

Based on 8,146 reviews, last reviewed 7th May 2026

97% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy, does what is says on the tin and it is possibl... Easy, does what is says on the tin and it is possible to speak to someone if needed. Reviewed on: 7th May 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8146)

Zopa has provided a fresh, modern twist on regular b...

Zopa has provided a fresh, modern twist on regular banking whilst projecting the professional standards you would expect from a responsible organisation. Great communication and info about new products!! Reviewed on: 6th March 2026

Ease of use - So easy to set up and manage my money

So easy to set up and manage my money Reviewed on: 6th March 2026

Great rates in an easy to use app

Great rates in an easy to use app Reviewed on: 6th March 2026

Very easy to use and enjoying the app

Very easy to use and enjoying the app Reviewed on: 6th March 2026

I'm a first time customer and setting up a new accou...

I'm a first time customer and setting up a new account isn't always easy for a pensioner like me. But Zopa was different. You made it so easy and I appreciate this so much. Reviewed on: 6th March 2026

Easy to use and great communication

Easy to use and great communication Reviewed on: 6th March 2026

So glad I opened a Zopa Biscuit account.

So glad I opened a Zopa Biscuit account. It so clear and simple to use. Love it. Reviewed on: 6th March 2026

Great savings rate.

Great savings rate. Easy to use. Simple application Reviewed on: 6th March 2026

Zopa online account

Simple no fuss set up and smooth app easy to use great tates Reviewed on: 6th March 2026

Best place to save

I’ve been banking/saving with Zopa for just under a year now and I’m truly blown away by their simple, flexible, value for money savings options. They make it easy, rewarding and there’s something for every type of saver from ISA’s to investments. To high interest savings pots and their customer service team are there whenever you need them on hand to help. I couldn’t recommend them highly enough Reviewed on: 6th March 2026

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