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Zopa: Smart Saver reviews

4.94
Based on 7,494 reviews, last reviewed 26th Feb 2026
30500% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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0%

Latest highest rating:

5

You can't beat Zopa, great saving accounts You can't beat Zopa, great saving accounts Reviewed on: 26th February 2026
Sandra W's avatar
Sandra W

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025
Bernadette Fitzmaurice's avatar
Bernadette Fitzmaurice

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (7494)

Zopa make it simple to move your money around even i...

5
Zopa make it simple to move your money around even if you’re not a computer whizz!Great interest rates and just done our first ISA quite easily Reviewed on: 22nd April 2025

The Best Bank

5
Great experience start 5o finish the best bank I have ever experienced Reviewed on: 22nd April 2025

Great service

5
Everything is easy to use with zopa and the rates offered are competitive Reviewed on: 22nd April 2025

Easy to navigate app with a fabulous selection of se...

5
Easy to navigate app with a fabulous selection of services Reviewed on: 22nd April 2025

Lovely Money Pots

5
Having money pots is the absolute perfect way to save for different things. Reviewed on: 22nd April 2025

It is easy to open an account and very easy to trans...

5
It is easy to open an account and very easy to transfer money in or out of the account. Excellent Reviewed on: 22nd April 2025

Amazing customer service, excellent service.

5
Amazing customer service, excellent service. Fair terms and flexibility. Reviewed on: 22nd April 2025

Excellent service.

5
Excellent service. Great rates, easy to use apps Reviewed on: 22nd April 2025

Great easy access

5
Great interest rate on savings with simple deposit and withdrawal methods. Reviewed on: 22nd April 2025

So far so good Zopa is topnotch, very reliable, fast...

5
So far so good Zopa is topnotch, very reliable, fast transfer, best cashback on your spending Reviewed on: 22nd April 2025

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