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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (7494 reviews)

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4.94

Based on 7,494 reviews, last reviewed 26th Feb 2026

30500% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

You can't beat Zopa, great saving accounts You can't beat Zopa, great saving accounts Reviewed on: 26th February 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (7494)

Excellent Company with a great App and Excellent Cus...

Excellent Company with a great App and Excellent Customer Service Reviewed on: 22nd April 2025

Brilliant for micromanaging my savings.

Brilliant for micromanaging my savings. Really intuitive and great customer service. ive ended up saving more because I can easily see how I’m progressing in each pot. Reviewed on: 22nd April 2025

Such an easy app, I started with a credit score buil...

Such an easy app, I started with a credit score building card and now have been banking and savings, really happy! Reviewed on: 22nd April 2025

Easy to use App and reasonable interest rates.

Easy to use App and reasonable interest rates. Reviewed on: 22nd April 2025

Great bank, easy to access and understand.

Great bank, easy to access and understand. Great service Reviewed on: 22nd April 2025

Highly recommended

An easy to use app with instant access to money. Reviewed on: 22nd April 2025

Excellent all round.

Easy to use app, lots of helpful features and fair savings rates Reviewed on: 22nd April 2025

Very efficient service exemplified by their App.

Very efficient service exemplified by their App. Reviewed on: 22nd April 2025

Zopa savers

The saver accounts are easy, open and work brilliantly. Reviewed on: 22nd April 2025

Zopa - fantastic savings app

I’ve loved using Zopa for different cash pots that I can lock away for 7, 31 or 95 days which helps me stop dipping into my savings. I’ve earned over £1000 in interest since I started using Zopa and I love their bank account (which pays 2% interest and cashback on direct debits) and their regular monthly saver giving me 7.5% interest! I’ve also had a cash isa with them which was very competitive and flexible meaning I could access it in emergencies. Reviewed on: 22nd April 2025

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