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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8148 reviews)

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4.82

Based on 8,148 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Smart Saver reviews (8148)

I moved both my current account & savings accounts t...

I moved both my current account & savings accounts to ZOPA - everything has been simple and easy and savings rates are excellent Reviewed on: 6th March 2026

It's simple straightforward and efficient.

It's simple straightforward and efficient.Perfect. Reviewed on: 6th March 2026

Zopa - A great bank

Zopa has been great, easy to use App, best savings rate I’ve found in instant access Savings. Reviewed on: 6th March 2026

Excellent

Excellent interest rates and very user-friendly app. Reviewed on: 6th March 2026

I like the cashback on bills.

I like the cashback on bills. 2 percent is really good comparing to other banks Reviewed on: 6th March 2026

Good interest rates and useful app

Good interest rates and an app which tells you your balance in your other accounts too which is helpful. Reviewed on: 6th March 2026

Zopa is proper (good)

Great app, easy to use. Fantastic saving rates. Reviewed on: 6th March 2026

This is such an easy on line bank account,

This is such an easy on line bank account, so easy to use and there is always help available. Reviewed on: 6th March 2026

Excellent app.

Excellent app. No problems at all. Reviewed on: 6th March 2026

Great rates and a very easy to use website.

Great rates and a very easy to use website. Reviewed on: 6th March 2026

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