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Zopa: Smart Saver reviews

4.82
Based on 8,146 reviews, last reviewed 7th May 2026
97% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
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Latest highest rating:

5

Easy, does what is says on the tin and it is possibl... Easy, does what is says on the tin and it is possible to speak to someone if needed. Reviewed on: 7th May 2026
I E's avatar
I E

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025
Bernadette Fitzmaurice's avatar
Bernadette Fitzmaurice

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8146)

Clear instructions always and good advice.

5
Clear instructions always and good advice.given. Interest rates are competitive. General feeling of friendliness pervades. Reviewed on: 6th March 2026

I have had no problems with my Zopa account, and it...

5
I have had no problems with my Zopa account, and it rewards more than many other banks. I have not had experience of customer service. Reviewed on: 6th March 2026

Excellent app.

5
Excellent app, good clear execution and a pleasure to use. Reviewed on: 6th March 2026

Seamless Experience!!!

5
Seamless experience with Zopa, always fine a product that suits my situation and rates are most competitive Reviewed on: 6th March 2026

My experience has been nothing but good.

5
My experience has been nothing but good. Reviewed on: 6th March 2026

A user friendly banking experience!

5
A user friendly banking experience! I regularly use the app to keep on top of my savings. Zopa offers me the flexibility to easily move money between my different pots. Reviewed on: 6th March 2026

All good really easy to use.

5
All good really easy to use. Good interest rate. Reviewed on: 6th March 2026

I moved both my current account & savings accounts t...

5
I moved both my current account & savings accounts to ZOPA - everything has been simple and easy and savings rates are excellent Reviewed on: 6th March 2026

It's simple straightforward and efficient.

5
It's simple straightforward and efficient.Perfect. Reviewed on: 6th March 2026

Zopa - A great bank

5
Zopa has been great, easy to use App, best savings rate I’ve found in instant access Savings. Reviewed on: 6th March 2026

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