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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (7494 reviews)

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4.94

Based on 7,494 reviews, last reviewed 26th Feb 2026

30500% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

You can't beat Zopa, great saving accounts You can't beat Zopa, great saving accounts Reviewed on: 26th February 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (7494)

Easy access and excellent app that works without any...

Easy access and excellent app that works without any hassle. Easy and good instructions to set accounts up. Reviewed on: 22nd April 2025

I'm not very good with technology but it was easy to...

I'm not very good with technology but it was easy to set up and control your money to pay in and transfer and add savings pots Reviewed on: 22nd April 2025

Always works well, easy to navigate everything.

Always works well, easy to navigate everything. Nice to have immediate notifications of transactions as well. Reviewed on: 22nd April 2025

Love separate pots

Easy to open account in first place. Love separate pots. Easy to see how much you have and where. Competitive interest rates which have encouraged me to save. Reviewed on: 22nd April 2025

It is always easy to use the Zopa app and their int...

It is always easy to use the Zopa app and their interest rates are always competitive Reviewed on: 22nd April 2025

I like smart saver because you can spread your money...

I like smart saver because you can spread your money around into various pots and get some great interest rates that none of the other banks come close to top banking app Reviewed on: 22nd April 2025

Easy to use, flexible, great rates

Been a really easy to use, flexible savings app on my mobile. Great rates too. Reviewed on: 22nd April 2025

Great saving schemes

Easy to use. Good saving rates with a variety of options Reviewed on: 22nd April 2025

Great App and products.

Great App and products. Easy to use and great rates. Reviewed on: 22nd April 2025

Great service, very good interest rate on savings

Great service, very good interest rate on savings Reviewed on: 22nd April 2025

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