Smart Money People Logo

Zopa: Smart Saver reviews

4.94
Based on 7,494 reviews, last reviewed 26th Feb 2026
30500% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

You can't beat Zopa, great saving accounts You can't beat Zopa, great saving accounts Reviewed on: 26th February 2026
Sandra W's avatar
Sandra W

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025
Bernadette Fitzmaurice's avatar
Bernadette Fitzmaurice

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Review Zopa: Smart Saver now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Smart Saver reviews (7494)

Easy and transparent app.

5
Easy and transparent app. So simple to move money about Reviewed on: 22nd April 2025

Zopa has allowed me to manage my savings with ease.

5
Zopa has allowed me to manage my savings with ease. Multiple products give me a wide option of savings plans. Reviewed on: 22nd April 2025

Great app.

5
Great app. Helpful way to handle and save money. Reviewed on: 22nd April 2025

Fab Savings Account

5
App is easy to use. Good rates. Pots are easy to manage. Reviewed on: 22nd April 2025

Love the app, makes saving really easy.

5
Love the app, makes saving really easy. Zopa offers a great variety of ways to save. Reviewed on: 22nd April 2025

Zopa is best alternative to bank for good saving rat...

5
Zopa is best alternative to bank for good saving rates and good products to offer new customers. Also tax free money current & saving account. Reviewed on: 22nd April 2025

Good rates and simple app

4
Easy to separate out your pots and interest rates were very competitive. App is simple and intuitive. Reviewed on: 22nd April 2025

The Zopa smart saver is truly versatile..

5
The Zopa smart saver is truly versatile, it offers excellent flexibility and ease of use meeting all my requirements I am very happy to recommend this product. Reviewed on: 22nd April 2025

Interest rates are bit on a lower side, however real...

5
Interest rates are bit on a lower side, however really easy to use app and simple interface. Reviewed on: 22nd April 2025

Zopa Review

5
Easy to use App. Competitive rates. Flexibility with different rates and timelines through Boosted pots. Reviewed on: 22nd April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Cash ISA

    from Zopa 4.95 from 1454 reviews
    Zopa
  • Current account

    from Zopa 4.94 from 5779 reviews
    Zopa
  • Personal loan

    from Zopa 4.94 from 67287 reviews
    Zopa
    View all products