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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (7494 reviews)

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4.94

Based on 7,494 reviews, last reviewed 26th Feb 2026

30500% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

You can't beat Zopa, great saving accounts You can't beat Zopa, great saving accounts Reviewed on: 26th February 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (7494)

Using easy access "access anytime" this application...

Using easy access "access anytime" this application is instant with any money transfer! Always ease of use. Reviewed on: 23rd April 2025

Great Product

I am very pleased that I took up this company's offer to open a saver account. It's a great product offering very good interest in your savings. Overall I'm now converted into being a regular saver and pleased that I'm in the position to be able to access my money easy when required without any penalty. I would highly recommend this company fir banking products. The APP is great too. Reviewed on: 23rd April 2025

Great if you can navigate the process

I have not had any problems navigating the site but suspect it may be a challenge to speak to a person if you needed to Reviewed on: 23rd April 2025

Love Zopa

Love this company app is so simple and they listen to customers before doing updates Reviewed on: 23rd April 2025

Flexible accessibility

Access to money instantly or giving noticed on account depending on your needs and savings goals Reviewed on: 23rd April 2025

It's very helpful and smart the context is very simp...

It's very helpful and smart the context is very simple and easy to use. This changes the banks I rather go to zopa than a bank as it is more better. Reviewed on: 23rd April 2025

App is very easy to use and they offer competitive r...

App is very easy to use and they offer competitive rates of interest. I have been banking with them around 3 years snd never had an issue. Reviewed on: 23rd April 2025

I like the saving pots

I like the saving pots so money can be saved for different things. Reviewed on: 23rd April 2025

Banking app very easy to use, can quickly move money...

Banking app very easy to use, can quickly move money around when you need to. Reviewed on: 22nd April 2025

Fantastic

Good company excellent customer service. Reviewed on: 22nd April 2025

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