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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8148 reviews)

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4.82

Based on 8,148 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Smart Saver reviews (8148)

I like the app easy to navigate and I like the idea...

I like the app easy to navigate and I like the idea of bonus challenge Reviewed on: 6th March 2026

Decent limited saver account.

Decent limited saver account. As with all of these sorts of accounts it would be nice to be able to save more than £300 a month Reviewed on: 6th March 2026

Never had a problem with the ZOPA App very easy to m...

Never had a problem with the ZOPA App very easy to manage Reviewed on: 6th March 2026

Excellent Savings

Easy to join, easy app to use, excellent savings rates Reviewed on: 6th March 2026

Great service, super easy and great interest

Great service, super easy and great interest Reviewed on: 6th March 2026

The opening process was very easy..

I found the opening process very easy. The account has a really good interest rate. Reviewed on: 6th March 2026

Brilliant bank wish I had the account earlier

Brilliant bank wish I had the account earlier Reviewed on: 6th March 2026

Best interest rates, nuff said.

Best interest rates, nuff said. Easy to use. Reviewed on: 6th March 2026

Easy, simple and clear.

Easy, simple and clear.Already recommended to others Reviewed on: 6th March 2026

It works as it says xxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxx...

It works as it says xxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxx. Reviewed on: 6th March 2026

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