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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (7494 reviews)

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4.94

Based on 7,494 reviews, last reviewed 26th Feb 2026

30500% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

You can't beat Zopa, great saving accounts You can't beat Zopa, great saving accounts Reviewed on: 26th February 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (7494)

Never had any issues.

Never had any issues. Great customer service.only had to call once,,due to system being down.. It happens Reviewed on: 23rd April 2025

Flexible saving Pots

Great product which allows me to choose the level of access and interest that I need. Placing and managing my own ‘pots.’ Very accessible and easy to use. Reviewed on: 23rd April 2025

ZOPA have been a life saver for me!

ZOPA have been a life saver for me! Helping me in a time that was so desperately needed. They listened and helped.. Reviewed on: 23rd April 2025

Great service and product.

Great service and product. Well recommended Reviewed on: 23rd April 2025

Great interest rates on my savings

Great interest rates on my savings Reviewed on: 23rd April 2025

So easy for credit cards and savings a complete plea...

So easy for credit cards and savings a complete pleasure Reviewed on: 23rd April 2025

Great but needs a quicker balance transfer..

My score would have been higher except that it takes too long for a deposit to show in my account Reviewed on: 23rd April 2025

Great app and competitive interest rates.

Great app and competitive interest rates. Reviewed on: 23rd April 2025

Zopa, it's a yes from me!

Slowly I am moving my finance to Zopa, from bank account, savings and loan support. Reviewed on: 23rd April 2025

Great app and easy to set up

The accounts I have set up were quick and easy to do. It is simple to move money in and out of accounts and the funds arrived promptly. The app is very user friendly. I recommend Zopa to anyone who will listen. Reviewed on: 23rd April 2025

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