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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (7494 reviews)

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4.94

Based on 7,494 reviews, last reviewed 26th Feb 2026

30500% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

You can't beat Zopa, great saving accounts You can't beat Zopa, great saving accounts Reviewed on: 26th February 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (7494)

I’m quite new ZOPA

I’m quite new to Zopa but I’m well pleased with them Reviewed on: 23rd April 2025

Really easy to save at best rates.

Really easy to save at best rates. Lots of options and easy to use website. Reviewed on: 23rd April 2025

Smart Saver Pots - just brilliant!

I live the smart saver and isa 'pots' where you can put money away for specific things. I use it to save and for BNPL purchases so I know the money is there. I recommended to my daughter too who uses the pots for managing her Uni money and grant so she budgets into the pots forbher essentials first. Honestly this is the best money system ever - I wish I'd had it all my life because perhaps then I wouldn't have got I to some the debt I have. Its helping really get on top of that too I have moved all to 0% cards and am saving into pots for when the offers end. Brilliant. Reviewed on: 23rd April 2025

Excellent

Excellent rates and transfers made very quickly Reviewed on: 23rd April 2025

Easy to manage savings

Easy to use app makes managing savings simple Reviewed on: 23rd April 2025

Very easy to complete any transaction.

Very easy to complete any transaction. Very pleasurable experience. Reviewed on: 23rd April 2025

APP very useful and easy to use plus helpful advice...

APP very useful and easy to use plus helpful advice Reviewed on: 23rd April 2025

Excellent service always

Excellent service always and efficient withdrawals when needed Reviewed on: 23rd April 2025

Very easy to open and operate account.

Very easy to open and operate account. Love the different pots to create to save for different things. Reviewed on: 23rd April 2025

Zopa gave me great interest rates and brilliant flex...

Zopa gave me great interest rates and brilliant flexibility. They kept me on target with my saving with regular reminders when needed. Reviewed on: 23rd April 2025

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