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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8148 reviews)

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4.82

Based on 8,148 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Smart Saver reviews (8148)

Easy banking, good value for money!

Easy banking, good value for money! Reviewed on: 6th March 2026

Enjoying the account.

Enjoying the account. Wish for a simpler way of switching DDs etc to my Zopa account. Reviewed on: 6th March 2026

Ease of use

Ease of use and instant acknowledgment of spending Reviewed on: 6th March 2026

Great Challenger Babk

Great new challenger bank that pays current account interest & regular saver rates ov over 7% Reviewed on: 6th March 2026

Excellent service

I have had help from this company a couple of times, very quick response and excellent service. I would definitely recommend Reviewed on: 6th March 2026

Really good.

Really good. Amazing app and support Reviewed on: 6th March 2026

Zopa Biscuit

Excellent modern App. Love the cashback on Direct Debits and in credit interest. Love the upcoming direct debit indicator and warning if there are insufficient funds to pay them. Top ranking Regular Saver that issues interest on a monthly basis, helping compounding. Reviewed on: 6th March 2026

Great app and great interest rates

Great app and great interest rates Reviewed on: 6th March 2026

Great bank account and excellent savings

Easy to use. Rewards for using the current account and brilliant interest on the savers Reviewed on: 6th March 2026

Zopa has a very innovative website enabling secure d...

Zopa has a very innovative website enabling secure direct access to other banks for on line banking and a most competitive regular saver rate which beats inflation as it is over twice current cpi and uk bank rate. Reviewed on: 6th March 2026

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