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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (7494 reviews)

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4.94

Based on 7,494 reviews, last reviewed 26th Feb 2026

30500% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

You can't beat Zopa, great saving accounts You can't beat Zopa, great saving accounts Reviewed on: 26th February 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (7494)

Smart savers should be using this

Use the online app, very easy to use. Reviewed on: 23rd April 2025

Good interest rate on the regular saver, new and int...

Good interest rate on the regular saver, new and interesting presentation of savings products. Reviewed on: 23rd April 2025

So easy to use, great app.

So easy to use, great app. Have recommended to friends Reviewed on: 23rd April 2025

Great savings

Great saving rate compared to my current bank. Reviewed on: 23rd April 2025

Excellent trustworthy company with great customer se...

Excellent trustworthy company with great customer service and excellent products! Would highly recommend them! Reviewed on: 23rd April 2025

Zopa Smart Saver is fantastic

Zopa are a great bank, their current account that’s recently launched is fantastic and their smart saver is innovative and a great savings product Reviewed on: 23rd April 2025

Easy to open, even easier to transfer money in and out.

Easy to open, even easier to transfer money in and out.. Decent interest rate. Reviewed on: 23rd April 2025

Great products

The pots system is great for seperating savings and the savings rates are fantastic Reviewed on: 23rd April 2025

Smooth journey

Easy to use, no issues and competitive rates Reviewed on: 23rd April 2025

Great rates on my savings account amd easy to use...

Great rates on my savings account amd easy to use app Reviewed on: 23rd April 2025

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