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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (7494 reviews)

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4.94

Based on 7,494 reviews, last reviewed 26th Feb 2026

30500% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

You can't beat Zopa, great saving accounts You can't beat Zopa, great saving accounts Reviewed on: 26th February 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (7494)

Fantastic, easy to use

Fantastic, easy to use and great interest rates. So simple and not connected to my bank account if someone hacks my card so really secure too Reviewed on: 23rd April 2025

Since I was referred to Zopa by my friend, I am very...

Since I was referred to Zopa by my friend, I am very happy with the services you provide. Reviewed on: 23rd April 2025

Easy zopa app to use excellent saver accounts also u...

Easy zopa app to use excellent saver accounts also used a loan rates are good happy customer would recommend to friends and family Reviewed on: 23rd April 2025

Good experience, but sadly, the rate is no longer th...

Good experience, but sadly, the rate is no longer the best on the market, Reviewed on: 23rd April 2025

Highly recommend Zopa, easy to use and great interes...

Highly recommend Zopa, easy to use and great interest rates Reviewed on: 23rd April 2025

The app is very user friendly and intuitive.

The app is very user friendly and intuitive. Zopa’s rates are very good. Like that you can add pots that give you better rates if you lock in for 1 or 3 months. Overall I am very happy with the service Reviewed on: 23rd April 2025

Zero negative...

Since I have banked with Zopa I’ve had zero negative issues in fact any problem I may have they will sort out promptly, great customer service. Reviewed on: 23rd April 2025

Great saving options offered by zopa

It’s been great service, easy to navigate the app, quick access to my money, and transfers without issues, no frill experience. Reviewed on: 23rd April 2025

Great company and app is easy and quick to use

Great company and app is easy and quick to use Reviewed on: 23rd April 2025

Easy to use and keep track of your money

Easy to use and keep track of your money Reviewed on: 23rd April 2025

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