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Zopa: Smart Saver reviews

4.94
Based on 7,180 reviews, last reviewed 7th Sep 2025
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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Latest highest rating:

5

Great bank and really good customer service and comp... Great bank and really good customer service and competitive rates Reviewed on: 7th September 2025
B Fox's avatar
B Fox

Latest lowest rating:

1

Customer service are total time wasters who can bare... Customer service are total time wasters who can barely speak English Reviewed on: 20th November 2024
christine f's avatar
christine f

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (7180)

Excellent Regular Saver Account

5
A really fresh banking app with some nice features built in. I am impressed by the products on offer and particularly like the 7.5% regular savings account that you can even move money out of if required and not lose out. Reviewed on: 4th April 2025

Excellent customer service.

5
Excellent customer service. System works very well and is easy to use. Planning to open a Zopa ISA in the new tax year. Reviewed on: 4th April 2025

I find the Zopa app excellent.

5
I find the Zopa app excellent. It's so easy to use. Transferring money is instantaneous. I like having the individual savings pots and the interest paid each month. Reviewed on: 3rd April 2025

New account - brilliant so far.

5
Opened account due to offer of regular savings account. All gone incredibly smoothly so far - easy to use, and am looking forward to using the accounts moving forward from here. Reviewed on: 3rd April 2025

Very easy platform to use and great rates

5
Very easy platform to use and great rates Reviewed on: 3rd April 2025

App very easy to use, great customer service.

5
App very easy to use, great customer service. Reviewed on: 3rd April 2025

Easy and simple for everyone

5
Easy to use simple terms interest added monthly so you can see the rewards of saving and suits all budgets even in these hard times Reviewed on: 3rd April 2025

Fabulous intrest rates , even better than Chase !

5
Fabulous intrest rates , even better than Chase ! Reviewed on: 3rd April 2025

Happy Saver

5
Good rates , easy to use app , reliable no complicated jargon user friendly . I like the fact you can have seperate accounts for different savings and they are easy to open Reviewed on: 3rd April 2025

The smart saver hub for all your saving needs

5
The smart saver hub offers a number of options for easy access, fixed term and ISA savings that can be picked and setup easily all offering good rates. The star is the regular saver offering 7.5% Reviewed on: 3rd April 2025

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