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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (7494 reviews)

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4.94

Based on 7,494 reviews, last reviewed 26th Feb 2026

30500% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

You can't beat Zopa, great saving accounts You can't beat Zopa, great saving accounts Reviewed on: 26th February 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (7494)

Easy saving options

Zopa had an offer of 7.5 percent interest for a year paying in £300 a month. A great wee deal that has encouraged saving. Other pots are available with 4 percent interest, but I'm glad I jumped on with the boosted pot. Reviewed on: 24th April 2025

Plain, simple, with great competitive rates

Plain, simple and excellent choices, with great competitive rates Reviewed on: 23rd April 2025

App easy to use and good interest rates

App easy to use and good interest rates Reviewed on: 23rd April 2025

Zopa have a a lot of options like a saving account s...

Zopa have a a lot of options like a saving account smart money save Reviewed on: 23rd April 2025

Easy access, fantastic interest rate.

Flexible, great interest rate, rapid deposits and withdrawals. Reviewed on: 23rd April 2025

Great rates, easy to use.

Great rates, easy to use. Direct debits great refund rate Reviewed on: 23rd April 2025

Good interest on saving accounts

Good interest on saving accounts Reviewed on: 23rd April 2025

Zopa is the bank for me !!

I opened a Zopa savings account a little while ago now. I have since opened others. The rates of interest were around 5% or more. The rates now are still quite competitive so that’s why I’m sticking with them at the moment. The App is better than most other banks with many options and pots etc. Paying in and out is easy too. Happy with Zopa. Reviewed on: 23rd April 2025

It's easy to use and has a high interest rate

It's easy to use and has a high interest rate Reviewed on: 23rd April 2025

Saving account

Found really easy to open account and love being able see my linked accounts as well. Very good interest rates Reviewed on: 23rd April 2025

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