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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (7494 reviews)

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4.94

Based on 7,494 reviews, last reviewed 26th Feb 2026

30500% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

You can't beat Zopa, great saving accounts You can't beat Zopa, great saving accounts Reviewed on: 26th February 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (7494)

Reccomended saving tool to friends and Family

Great piggy bank for splitting up pots of money allocated to special expenses with the ability to lock away for extra interest. Reviewed on: 16th April 2025

Easy to use app, brilliant competitive rates. I have...

Easy to use app, brilliant competitive rates, I have no doubts in recommending Zopa. Reviewed on: 16th April 2025

All good had no problems and very good to use...

All good had no problems and very good to use on line Reviewed on: 16th April 2025

Excellent service

I have always had a positive experience with excellent customer services. I use Zopa for many different day to day transactions. Reviewed on: 16th April 2025

Best company

Excellent rates and variety of types of accounts. Account management clear and simple to navigate. Reviewed on: 16th April 2025

Very easy app my partner got an account very happy

Very easy app my partner got an account very happy Reviewed on: 16th April 2025

Would recommend

Was recommended by a friend. Very easy to bank with. Good interest rates. Simple to use app. Well informed about new products. Reviewed on: 16th April 2025

App is so easy to use.

App is so easy to use. Makes saving effortless. Reviewed on: 16th April 2025

Easy to set up and use

Easy to set up and use, great that you can choose between instant access and notice to give you better savings rate Reviewed on: 16th April 2025

A simple and intuitive App.

A simple and intuitive App. I have enjoyed using Zopa. Reviewed on: 16th April 2025

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