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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (7494 reviews)

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4.94

Based on 7,494 reviews, last reviewed 26th Feb 2026

30500% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

You can't beat Zopa, great saving accounts You can't beat Zopa, great saving accounts Reviewed on: 26th February 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (7494)

Great App, easy to manage savings

Great App, easy to manage savings, options to increase interest rates in the app. Reviewed on: 16th April 2025

Top product top company

Started with a credit card and now have a saver with them. It's so easy to top up and withdraw from All in the app. Reviewed on: 16th April 2025

Easy to use with good interest rates.

Easy to use with good interest rates. Reviewed on: 16th April 2025

Brilliant flexible savings accounts

Brilliant flexible savings accounts Reviewed on: 16th April 2025

Easy to use.

Easy to use. Easy to set up. Great interest rates Reviewed on: 16th April 2025

Does exactly what it says it will

Does exactly what it says it will Reviewed on: 16th April 2025

Zopa have been brilliant, the savings rate has been...

Zopa have been brilliant, the savings rate has been fantastic plus they have been very good with my credit card Reviewed on: 16th April 2025

Go POTTY with Zopa . . .

I love the ‘savings pot’ concept. Makes it so easy to check your piggy bank and even easier to move cash around to suit your day to day needs. The current account is one of the best on the market ( interest: rewards: easy to use) and comes with the option to regularly save at, I think, the highest interest rate around for similar products. Any downsides - well I’d like a desktop version as I don’t really prefer banking on a mobile, but that’s it so far. Reviewed on: 16th April 2025

Fantastic interest rates

Fantastic interest rates, signing up was a breeze and their broad range of products will keep me as a customer for a long time. Their app is more intuitive than other banks and i wouldn't hesitate to recommend them. Reviewed on: 16th April 2025

I’m impressed with Zopa so far.

I’m impressed with Zopa so far. I’ve unlocked a good savings rate - and it’s flexible access. Thanks Zopa! Reviewed on: 15th April 2025

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