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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (7928 reviews)

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4.94

Based on 7,928 reviews, last reviewed 7th Mar 2026

70800% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent Returns Excellent Service. Good interest on savings Reviewed on: 7th March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (7928)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Excellent Service

An efficient and effective product, which is currently giving my best return for savings, which is very necessary in today's current economic climate. Reviewed on: 15th January 2026

Zopa helped my credit score

I started with a very low credit rating but with my Zopa card I have been able to increase my credit rating and am now in a much better financial position. They offered me a low interest card and slowly increased my credit to encourage me to spend wisely. Reviewed on: 15th January 2026

Very helpful and easy to navigate

Very helpful and easy to navigate Reviewed on: 15th January 2026

I cannot fault zopa, always a smooth experience.

I cannot fault zopa, always a smooth experience. Reviewed on: 15th January 2026

Such nice people to deal with and it's nice to be wi...

Such nice people to deal with and it's nice to be with such a good credit card company my card was cloned but zopa acted will great speed and issued me a new card which came within 4 days Reviewed on: 15th January 2026

Fab honest company good products and customer service

Fab honest company good products and customer service Reviewed on: 15th January 2026

Very good online banking

No problems encountered from opening my account. Great rates and easy to.trabsfer money between account s Reviewed on: 15th January 2026

Once you can navigate the site it is very efficient,...

Once you can navigate the site it is very efficient, secure and user friendly. My daughter introduced me to Zopa as it was so easy to manage online. Reviewed on: 15th January 2026

Fantastic credit builder alwaykeeps you informed

Fantastic credit builder alwaykeeps you informed Reviewed on: 15th January 2026

They have been brilliant gave me a chance to start b...

They have been brilliant gave me a chance to start building my credit rating Reviewed on: 15th January 2026

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