Write a review

Newsletter

Go to business site

Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

View other Zopa products

4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

Read all reviews Write a review

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Review Zopa: Smart Saver now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Smart Saver reviews (8149)

Simple to manage my money - and good rates

Easy, yet secure to set-up with 2 factor authentication. Great app design making it simple and straightforward deposit or withdraw money. Whilst interest rates are not the best on the market, they are very competitive for instant access. Reviewed on: 11th January 2023

Honest and fair

Zopa have consistently been close to or at the top for savings interest. They are quick to increase rates in line with BOE rates unlike many others Reviewed on: 11th January 2023

So quick and easy to set up

Super quick and easy to set and my different pots Reviewed on: 11th January 2023

Super easy saving account

Very impressed by the ease of setting up the account, usability of app, and excellent interest rates on offer. Reviewed on: 11th January 2023

Convenient and flexible

App is very easy to use and information is clear. Interest rates are competitive and I appreciate the ability to have different products in the same wrapper. Reviewed on: 11th January 2023

Really easy app,competitive interest paid monthly

Zopa is really good at keeping up with the interest rate to make sure their saving accounts are competitive, I don't have to keep switching saving accounts in order to get the best deal, also the app is really easy to use with interest paid monthly Reviewed on: 11th January 2023

Good rates and great app

They make saving easy and the app is fabulously easy to use, especially when you have a credit card also Reviewed on: 11th January 2023

Perfect!

Recommended to me, now recommending to others Reviewed on: 11th January 2023

Great flexibility with different access pots

I love that it is App based. So easy to add and withdraw money via Open Banking and transfer between “pots”. Great that you can create separate pots to save for specific goals with improved rates for longer notice…..Love it Reviewed on: 11th January 2023

Great rates, boosting with ideas

Great app, easy to access, laid out in a straightforward way, even dinosaurs could navigate. Great savings rates, with the boost facility too. A very innovative approach to savings accounts. Love it!! Reviewed on: 11th January 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Limited Access Saver
from Nationwide 4.29 from 12 reviews
Everyday Saver
from Halifax 4.17 from 102 reviews
Savings
from Furness Building Society 4.24 from 9 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69091 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44348 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub