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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (7945 reviews)

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4.94

Based on 7,945 reviews, last reviewed 8th Mar 2026

72500% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Like being being able to name potsable to name pots Like being able to name pots and being able to save for different things Reviewed on: 8th March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (7945)

Better than the high street

After looking around to see the best place to put my savings, Zopa seems to be the best for interest rates. Reviewed on: 11th January 2023

High interest rates & excellent app

Zopa has consistently, had high interest rates over the past year and their app is excellent. It's so easy to use and very intuitive. The account was easy to set up. Reviewed on: 11th January 2023

Excellent way of saving.

Easy to use app with the best rates around. Reviewed on: 11th January 2023

User friendly app, speedy account opening, most importantly good interest rate

User friendly app, speedy account opening, most importantly good interest rate Reviewed on: 11th January 2023

Best savings interest rate

Very easy to operate account with a good interest rate for savings Reviewed on: 11th January 2023

The future of banking

Great bank. Easy to use app. Great savings rates. Reviewed on: 11th January 2023

Saving made simple

I’ve managed to save so easily with their smart saver with great interest rates , withdrawing is easy ! Great service too Reviewed on: 11th January 2023

Excellent

Excellent company - easy and accessible way to save - great app Reviewed on: 11th January 2023

Zopa is a winner!

Excellent rate of interest and very speedy transactions. Highly recommended Reviewed on: 11th January 2023

Great bank with Great products and savings rates

The app is easy to use and love how you can open multiple savings pots for different savings goals. One of the best savings rates around at the minute too which is a bonus. Reviewed on: 11th January 2023

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