Write a review

Go to business site

Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8145 reviews)

View other Zopa products

4.93

Based on 8,145 reviews, last reviewed 20th Apr 2026

101% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa all the way! Zopa has competitive interest rates and the platform is really easy to use. Reviewed on: 20th April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

Read all reviews Write a review

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Review Zopa: Smart Saver now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Smart Saver reviews (8145)

Convenient and flexible

App is very easy to use and information is clear. Interest rates are competitive and I appreciate the ability to have different products in the same wrapper. Reviewed on: 11th January 2023

Really easy app,competitive interest paid monthly

Zopa is really good at keeping up with the interest rate to make sure their saving accounts are competitive, I don't have to keep switching saving accounts in order to get the best deal, also the app is really easy to use with interest paid monthly Reviewed on: 11th January 2023

Good rates and great app

They make saving easy and the app is fabulously easy to use, especially when you have a credit card also Reviewed on: 11th January 2023

Perfect!

Recommended to me, now recommending to others Reviewed on: 11th January 2023

Great flexibility with different access pots

I love that it is App based. So easy to add and withdraw money via Open Banking and transfer between “pots”. Great that you can create separate pots to save for specific goals with improved rates for longer notice…..Love it Reviewed on: 11th January 2023

Great rates, boosting with ideas

Great app, easy to access, laid out in a straightforward way, even dinosaurs could navigate. Great savings rates, with the boost facility too. A very innovative approach to savings accounts. Love it!! Reviewed on: 11th January 2023

Satisfaction

Using the Zopa app is a simple way to top up my savings and I am very happy and satisfied with the bank Reviewed on: 11th January 2023

Easy to setup, easy to use and a great interest rate

A seemless experience, backed up by market leading interest rates that they keep increasing to remain at the top of the league tables. Reviewed on: 11th January 2023

Good rate of interest

Easy website and excellent rates of interest Reviewed on: 11th January 2023

Quick, Easy and High Interest Rate

Simple and effective. The app is so easy to use. Transfer savings quick and simply. Higher interest rates than other banks offer. Reviewed on: 11th January 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Savings
from The Cumberland 5.00 from 19 reviews
Savings
from Bath Building Society 4.75 from 2329 reviews
Everyday Saver
from Barclays 4.46 from 140 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69082 reviews
Credit card
from Zopa 4.94 from 44340 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub