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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8145 reviews)

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4.93

Based on 8,145 reviews, last reviewed 20th Apr 2026

101% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa all the way! Zopa has competitive interest rates and the platform is really easy to use. Reviewed on: 20th April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8145)

Saved loads with Zopa

Zopa actually feels like a friend telling you to save money and helping you become better with your finances. I’m glad I found Zopa. Reviewed on: 11th January 2023

Super easy and good interest rates!

I have three different savings pots, one is instant access, another is 7 days and another is 31 days. The app is really easy to use and the interest rates are pretty good, especially for instant access. Reviewed on: 11th January 2023

Simple. Safe. Satisfying.

I'm not much of a finance minded person and in my adult life interest rates have been so low they may as well have been non-existent. Zopa has given me a really simple platform to change the way I think about my savings. I collected little bits of money from various rainy day accounts and (while keeping the various amounts in separate pots) put them in one place. LOVE Zopa. Reviewed on: 11th January 2023

Great flexibility, great interest rates.

Easy to use application, flexible savings and good interest rates. Reviewed on: 11th January 2023

No nonsense savings account

I love Zopa, good interest rates which rise when base rate goes up. Easy to boost savings with 'pots' if you commit to tying up your money for 31/95 days. Communication from the company is excellent. Reviewed on: 11th January 2023

Easy to set up and great rate

Took very little time to set up the savings account and also move money across. The rate is highly competitive, and the added boost features make it easy to customise, which is a feature I've never come across before but is great. Reviewed on: 11th January 2023

Best Rates

No need to track the market, Zopa do it for you consistently offering the best rates available Reviewed on: 11th January 2023

Easy to use account.

App is easy to use plus a great easy access interest rate. Simple to transfer into boosted notice accounts with higher rates - even a 7 day notice account. Reviewed on: 11th January 2023

Good rates and easy access

Would recommend to family and friends Reviewed on: 11th January 2023

Easy way to save.

Easy to set up and to start saving. Reviewed on: 11th January 2023

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