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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (7944 reviews)

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4.94

Based on 7,944 reviews, last reviewed 8th Mar 2026

72400% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great value for money Good interest rate which was quick and easy to set up online. In addition you’re kept upto date with your savings so you can see your balance grow. Reviewed on: 8th March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (7944)

Best easy access savings

Easy to use app, great interest rates with boost pots too Reviewed on: 11th January 2023

Easy

App easy to setup and transfer to new phone. 10/10 Reviewed on: 11th January 2023

Good

Good thanks for the great service Reviewed on: 11th January 2023

Best on the market

Title say is it all. Great app and great rates. Reviewed on: 11th January 2023

Professional service

If you could design an online bank you would be wasting your time as Zopa got there first with a professional, easy to use app and backup Reviewed on: 11th January 2023

Excellent bank

Such a great bank to save with. The app is excellent and very easy to navigate. It's the easiest account I've had to add and withdraw money. Reviewed on: 11th January 2023

Easy to use account

Great mobile app and very competitive interest rates Reviewed on: 11th January 2023

Excellent service

I've used Zopa for over a year now. Excellent service Reviewed on: 11th January 2023

Excellent

Simple to use and flexibility on different accounts and different interest rates. Reviewed on: 11th January 2023

Flexible savings

I did some Googling and found that Zopa offers the most flexible savings for my circumstances. The app is ultra-modern, clearly laid out and intuitive. The different savings tiers even provide more interest, depending on your preferred commitment, and an updated statement is immediately available to download. Transparent savings are exactly what I was looking for. Reviewed on: 11th January 2023

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