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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8145 reviews)

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4.93

Based on 8,145 reviews, last reviewed 20th Apr 2026

101% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa all the way! Zopa has competitive interest rates and the platform is really easy to use. Reviewed on: 20th April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8145)

We are really happy with the product

Never had any problem and Zopa keeps increasing interest rates as per market conditions unlike other banks where new rates are only for new products Reviewed on: 11th January 2023

Best instant access interest rate at the moment.

.Best instant access interest rate at the moment. Reviewed on: 11th January 2023

Flexible saving

Great interest rate and simple transfers, with the addition of multiple saving pots with different withdrawal periods Reviewed on: 11th January 2023

Easy setup and no fuss

I was impressed by the speed and ease that the account was setup and how quickly I could start saving. Plus the interface and products on offer are fantastic. Highly recommended Reviewed on: 11th January 2023

Amazing

Can’t believe the interest rates offered. Amazing Reviewed on: 11th January 2023

Straight forward and great rate

So simple to set up and manage regularly. Great interest rate compared to many other savings accounts. Definitely recommend Reviewed on: 11th January 2023

Pots of money

Splitting savings into pots extremely useful facility. Interest rate on savings increased within hours of base rate being increased. Reviewed on: 11th January 2023

Good Rates Great App

Best rates, easiest interaction. Reviewed on: 11th January 2023

a1

easy to set up very good rates of interest brilliant Reviewed on: 11th January 2023

Outstanding in every way

I have had 2 loans with Zopa and now have a savings account with them. I have always been entirely satisfied with how they conduct their business. Reviewed on: 11th January 2023

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