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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Smart Saver reviews (8149)

Thanks

After starting my savings with you, I got my mum to open a savings account Reviewed on: 11th January 2023

Really high quality

Great interest rate and very user friendly. Reviewed on: 11th January 2023

They have great interest rates

They have great interest rates compared to what is currently offered with most high street banks. Reviewed on: 11th January 2023

Top Bank

Zopa give so much more than other banks. Reviewed on: 11th January 2023

Great product

Easily accessible and good customer support Reviewed on: 11th January 2023

Save

Offers the best saving rates for uk banks and app and registration is very easy Reviewed on: 11th January 2023

So easy too use

Excellence can have lots little savings pots , an lock them for different times much easier when saving up for some thing special Reviewed on: 11th January 2023

Zopa meets the needs of savers

Zopa is so straight forward adjusting interest rates in line with market rates. Reviewed on: 11th January 2023

Great and easy to use

I love my account I also got a credit card and it’s so easy to use Reviewed on: 11th January 2023

Excellent

The whole process of opening my account was so easy and great instant access savings rate. Reviewed on: 11th January 2023

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