Write a review

Go to business site

Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8145 reviews)

View other Zopa products

4.93

Based on 8,145 reviews, last reviewed 20th Apr 2026

101% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa all the way! Zopa has competitive interest rates and the platform is really easy to use. Reviewed on: 20th April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

Read all reviews Write a review

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Review Zopa: Smart Saver now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Smart Saver reviews (8145)

Great product

Easily accessible and good customer support Reviewed on: 11th January 2023

Save

Offers the best saving rates for uk banks and app and registration is very easy Reviewed on: 11th January 2023

So easy too use

Excellence can have lots little savings pots , an lock them for different times much easier when saving up for some thing special Reviewed on: 11th January 2023

Zopa meets the needs of savers

Zopa is so straight forward adjusting interest rates in line with market rates. Reviewed on: 11th January 2023

Great and easy to use

I love my account I also got a credit card and it’s so easy to use Reviewed on: 11th January 2023

Excellent

The whole process of opening my account was so easy and great instant access savings rate. Reviewed on: 11th January 2023

Easy savings

Once seeing your savings accounts recommended by The Sunday Times I have been pleased with the ease of setting up the account and the interest paid. Reviewed on: 11th January 2023

Great rates, great app!

Very simple to use the app, and market-leading interest rates Reviewed on: 11th January 2023

Very easy to set up on the app and great interest rates too

The app is not daunting to use. The different savings rates are consistently the best on the market. Definitely recommend ZOPA. Reviewed on: 11th January 2023

Great savings account with 1% cashback on daily spend

Great savings account with 1% cashback on daily spend. Reviewed on: 11th January 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Regular Saver Account
from first direct 4.87 from 148 reviews
Savings
from Allied Irish Bank - AIB 5.00 from 1 reviews
eSavings
from Lloyds Bank 4.16 from 28 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69081 reviews
Credit card
from Zopa 4.94 from 44339 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub