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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8145 reviews)

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4.93

Based on 8,145 reviews, last reviewed 20th Apr 2026

101% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa all the way! Zopa has competitive interest rates and the platform is really easy to use. Reviewed on: 20th April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8145)

Easy market leading savings account

Zopa savings account is easy to use and keeps ahead of other savings accounts with a high interest rate. Reviewed on: 11th January 2023

East and clear savings with great rate

Really easy, straightforward and clear way to save. The App is all you need. Reviewed on: 11th January 2023

Excellent and responsive savings product

Opening and using this product has been easy and trouble free. I also like the freedom and utility of the ‘pot’ system so you can control access differently to proportions of your savings. Reviewed on: 11th January 2023

Best ever banking app.

So easy to use and deposit or take out money. Kept well informed on all deposits and withdrawals. Best easy access savings account with highest interest rate. Highly recommended. Reviewed on: 11th January 2023

Great interest rates and easy to use

Set up an account to save with Zopa after researching online. It’s really easy to set up online and you can start using straight away! Easy to use and always great interest rates which they adjust as interest increases. Reviewed on: 11th January 2023

Great Product

Zopa are currently offering the highest rate of interest on a standard savings account which, at the moment, suits me so I had no hesitation in opening an account Reviewed on: 11th January 2023

First rate

Simple to set up, simple to transfer, excellent rate of interest Reviewed on: 11th January 2023

The best on every level.

I will start by saying that I've had a number of accounts with Zopa over the years - a couple of loans and now some savings accounts (their access account is the best on the market right now, as is their 95-day boost) . During this time, everything they've said they were going to do, they did. No hidden charges or anything like that. Excellent customer service in every department, whether you need a loan or you're investing. They've always dealt with any queries I may have had as quickly as any company I've ever dealt with. I'd absolutely recommend any of their products to anyone, which is the reason I'm giving them 5 stars. Reviewed on: 11th January 2023

Excellent saving rates and great customer service

Having looked on line for a saving account with instant access all round food rates and excellent service if you require your money. Reviewed on: 11th January 2023

Superb online experience

Great app, excellent rates that quickly go up after bank of England adjustments. Great idea of boost pots Reviewed on: 11th January 2023

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