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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (7965 reviews)

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4.94

Based on 7,965 reviews, last reviewed 8th Mar 2026

74300% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

What's not to love? The Zopa App is easy to use, rewards and interest rate are fab, by far the best savings and current account I've had to date. It's so easy to move mon... Read more Reviewed on: 8th March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (7965)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

A good vitual bank that allows you to earn higher in...

A good vitual bank that allows you to earn higher interest rate for its smart saver account. Plus it's 2% cashback direct debit service, not many providers in the market are doing the same thing Reviewed on: 12th June 2025

Competitive rates, great app

Competitive rates accessible through an easy to use app. Never any issues moving money and prompts me when to save further amounts regularly. Reviewed on: 12th June 2025

Zopa excellent

I have a cash ISA and a smart saver account, the interest rate is not the best but they are there so I stay with them. Great service and easy to use app with everything at your finger tips Reviewed on: 12th June 2025

Money management made easy

They help managing an amount of money chosen by you to save automatically on a date each month and they have Different saving pots Reviewed on: 12th June 2025

They have the best rates!

They have the best rates! Not only can you get 2% back on your current account, but up to 7% on savings. Who else has that? Reviewed on: 12th June 2025

Easiest app to manage your money

app is so easy to use, can easily see terms, interest rates, move around for quick access etc. syncs with non-zopa accounts as well. Will be moving to their current account fully in the near future after trialling it for some months. Reviewed on: 15th May 2025

Excellent products with very good interest rates.

Excellent products with very good interest rates. Knowledgeable and friendly customer service too and easy to get hold of. I have been with zopa. Few years and they are by far the best bank account I have had so far and thry provide updates and reports on my financial status too eith recommendations. The app is very easy to use and everything is where It should be Reviewed on: 29th April 2025

Making good progress towards full banking

Making good progress towards full banking Reviewed on: 29th April 2025

Easy to set up and use.

Easy to set up and use. Secure and safe. Depositing and withdrawals are easy and quick to a designated bank. Great interest rates Reviewed on: 28th April 2025

Just a good and simple bank with good interest rates...

Just a good and simple bank with good interest rates Reviewed on: 28th April 2025

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