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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (7494 reviews)

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4.94

Based on 7,494 reviews, last reviewed 26th Feb 2026

30500% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

You can't beat Zopa, great saving accounts You can't beat Zopa, great saving accounts Reviewed on: 26th February 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (7494)

Long term customer

I have been using Zopa for a number of years now, rates are always competitive, setting up and maintaining accounts are easy, hassle free and has no issues over the years Reviewed on: 5th March 2025

Clean app surface, great rates on regular savers and...

Clean app surface, great rates on regular savers and easy access products, good app features and usability. Reviewed on: 5th March 2025

Very easy to use on-line bank account

Very easy to use on-line bank account Reviewed on: 4th March 2025

Good, but slowing

Very user friendly, fast and able to make multiple pots to assign money broadly. Interest rate is not as competitive as it was however. Reviewed on: 4th March 2025

The app is great and range of products are excellent

The app is great and range of products good. Reviewed on: 4th March 2025

Easy to use app.

Easy to use app. Good rates of interest. Keeps me informed in real time. Reviewed on: 3rd March 2025

Sp easy to use.

The app is so easy and straightforward to use. That's what I like about it! And the rates are competitive. Reviewed on: 3rd March 2025

Easy to use enabling full control over finances

The Zopa platform is so easy to use and puts you very much in control of your finances. It’s simple to switch between fixed terms or instant access in order to maximise the interest paid which you can then see added daily. Reviewed on: 3rd March 2025

The app is easy to use, interest rates are competitive

The app is really easy to use, transfers are quick. It's easy to set up savings pots. Good interest rates too. When I've had to contact them, they've been very helpful. Reviewed on: 2nd March 2025

Great banking, professional and understandable

Great banking, professional and understandable Reviewed on: 2nd March 2025

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