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Zopa: Smart Saver reviews

4.82
Based on 8,146 reviews, last reviewed 7th May 2026
97% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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Latest highest rating:

5

Easy, does what is says on the tin and it is possibl... Easy, does what is says on the tin and it is possible to speak to someone if needed. Reviewed on: 7th May 2026
I E's avatar
I E

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025
Bernadette Fitzmaurice's avatar
Bernadette Fitzmaurice

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8146)

Easy to set up and monitowatch you money growr account.

5
Easy to set up and monitor account. App is so easy to understand and shows everything in one place. Was so easy to set up a monthly DD into my account. You can watch ypur money grow.. Reviewed on: 15th January 2026

As I spend the app tells me what I have spent and gi...

5
As I spend the app tells me what I have spent and given it too. Plus gives me a balance. I can move my savings to my bank in minutes not having to wait for days Reviewed on: 15th January 2026

Very good service - would recommend

5
Very good service - would recommend Reviewed on: 15th January 2026

A million mile experience

5
Just the best by far. I could recommend Zopa to anybody wishing to invest. Reviewed on: 15th January 2026

Best personal banking service provider

5
I have used Zopa for years for saving and borrowing.The service I have received has always been top quality Reviewed on: 15th January 2026

Service is brilliant.

5
Service is brilliant. Never had any issues Reviewed on: 15th January 2026

Zopa have been so helpful, and have answered all of...

5
Zopa have been so helpful, and have answered all of my enquiries in a timely manner. Reviewed on: 15th January 2026

Great bank and banking app easy for money transfers...

5
Great bank and banking app easy for money transfers very quick process. Reviewed on: 15th January 2026

ZOPA loans

5
Have used ZOPA for a while now, very easy to use, instant decisions and very good rates..A1 Reviewed on: 15th January 2026

Easy to use, satisfactory returns

5
Easy to use, satisfactory returns Reviewed on: 15th January 2026

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