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Zopa: Smart Saver reviews

4.82
Based on 8,146 reviews, last reviewed 7th May 2026
97% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
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5%
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Latest highest rating:

5

Easy, does what is says on the tin and it is possibl... Easy, does what is says on the tin and it is possible to speak to someone if needed. Reviewed on: 7th May 2026
I E's avatar
I E

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025
Bernadette Fitzmaurice's avatar
Bernadette Fitzmaurice

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8146)

Highly recommend Zopa

5
Zopa have always been my go to since I discovered them for savings and credit. Never had any issues with Zopa at all. Highly recommended. Reviewed on: 15th January 2026

Everything about Zopa is spot on.

5
Everything about Zopa is spot on. Easy to navigate round the app. It’s just great Reviewed on: 15th January 2026

Very good website, very easy to use.

5
Very good website, very easy to use. Good range of products and good communications. Reviewed on: 15th January 2026

Excellent service 10/10

5
Excellent service, reliable service Reviewed on: 15th January 2026

Easy access through the app, all the information you...

5
Easy access through the app, all the information you need is easily accessible. I have used many different banking apps and this is the easiest to use. Reviewed on: 15th January 2026

Always helpful and staff always sort any problems I...

5
Always helpful and staff always sort any problems I may have Reviewed on: 15th January 2026

very easy to use and good service

5
very easy to use and good service Reviewed on: 15th January 2026

I consider my zopa savings account 1st class as all...

5
I consider my zopa savings account 1st class as all transactions both in and out are very safe & fast too. Well done Zopa. Reviewed on: 15th January 2026

Highly recommend

5
Great service always reply quickly and very helpful. Reviewed on: 15th January 2026

Reliable and Competitive Financial Provider

5
Great financial provider. App is simply, straightforward and informative. Good saving rates and the credit card has a favourable APR. Highly recommend them. Reviewed on: 15th January 2026

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