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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (7494 reviews)

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4.94

Based on 7,494 reviews, last reviewed 26th Feb 2026

30500% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

You can't beat Zopa, great saving accounts You can't beat Zopa, great saving accounts Reviewed on: 26th February 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (7494)

Zopa savings account

Really easy to set up on the app and always a competitive rate. Reviewed on: 2nd March 2025

Zopa’s app is straightforward and very easy to use.

Zopa’s app is straightforward and very easy to use. Good rates of interest and easy to access. I’d recommend Zopa. Reviewed on: 2nd March 2025

The app is easy to use, you can transfer money from...

The app is easy to use, you can transfer money from one account to another, interest rates are good compared to similar accounts elsewhere Reviewed on: 2nd March 2025

M ohy experience o was good they oh oh don' me wh...

M ohy experience o was good they provided don' me what I Reviewed on: 2nd March 2025

Makes saving easy

Makes saving easier with their efficient app, clear layout and easy moving of money. Feel you can get the most out of your money. Reviewed on: 2nd March 2025

Savings and Loan account- both good.

I have had both a savings account and a loan- both proved very satisfactory and the savings account continues to be so. Reviewed on: 2nd March 2025

Good little saver

Kept updated when interest rises also easy to set up Reviewed on: 2nd March 2025

excellent app

Really good savings rates and an excellent app, very easy to use Reviewed on: 2nd March 2025

Zopa the wopper of savings

easy set up and use of secure platform. very good rates and options Reviewed on: 2nd March 2025

Great app, great rates, what more can I say.

Great app, great rates, what more can I say. Reviewed on: 2nd March 2025

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