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Zopa: Smart Saver reviews

View other Zopa products
4.82
Based on 8,146 reviews, last reviewed 7th May 2026
96% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
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5%
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Latest highest rating:

5

Easy, does what is says on the tin and it is possibl... Easy, does what is says on the tin and it is possible to speak to someone if needed. Reviewed on: 7th May 2026
I E's avatar
I E

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025
Bernadette Fitzmaurice's avatar
Bernadette Fitzmaurice
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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8146)

Zopa - best savings app ever

5
Great app which is easy to use and gives access to a competitive savings rates and bonus rates. Reviewed on: 11th January 2023
Mark Jarman-Howe 's avatar
Mark Jarman-Howe

Best savings account

5
Easy access and good rates also quick to return to nominated account Reviewed on: 11th January 2023
Guy Horsley's avatar
Guy Horsley

Great for smart savers

5
Payments in and out very smoothly transferred , always offering competitive savings rates Reviewed on: 11th January 2023
Karl tucker's avatar
Karl tucker

Easy to set up and manage

5
Whilst it's a little rough around the edges still, Zopa Smart Saver is a great way to save flexibly with really great rates. Impressed so far, and look forward to seeing more from Zopa in the future. Reviewed on: 11th January 2023
James's avatar
James

Easy to set up, Easy to save!

5
From opening my new Zopa account, to putting regular savings in Zopa makes it easy. It's also easy to access the account and draw money out at any time. Zopa gives you the freedom you need and with fantastic interest rates. Reviewed on: 11th January 2023
Rebecca Pendry's avatar
Rebecca Pendry

Boosters give great interest rates

5
I set up various boosters with different notice periods (7, 31 and 95 days), to give the best balance between access time and interest rate. It's very easy to set up and manage via the phone app. Reviewed on: 11th January 2023
Mike Rennie's avatar
Mike Rennie

Very happy.

5
Easy to use app and very competitive interest rate. All the family have one now!! Reviewed on: 11th January 2023
Shelagh Ludbrook's avatar
Shelagh Ludbrook

Great savings account

5
Very accessible and easy to understand! Reviewed on: 11th January 2023
Beth Mitchell 's avatar
Beth Mitchell

Brilliant interest on savings

5
Really good interest rates on both 91 dats notice and easy access accounts Reviewed on: 11th January 2023
joyallen_59@hotmail.com's avatar
[email protected]

Easy to use great rates

5
100% recommend great rates and they keep up with the base rate. Reviewed on: 11th January 2023
gunsey1990@hotmail.co.uk's avatar
[email protected]

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