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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8143 reviews)

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4.93

Based on 8,143 reviews, last reviewed 18th Apr 2026

122% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Safe secure investment Provided a safe opportunity to invest money securely with a fixed rate account that was very competitive at the time. Ease of managing the account was... Read more Reviewed on: 18th April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8143)

Easy to set up and manage

Whilst it's a little rough around the edges still, Zopa Smart Saver is a great way to save flexibly with really great rates. Impressed so far, and look forward to seeing more from Zopa in the future. Reviewed on: 11th January 2023

Easy to set up, Easy to save!

From opening my new Zopa account, to putting regular savings in Zopa makes it easy. It's also easy to access the account and draw money out at any time. Zopa gives you the freedom you need and with fantastic interest rates. Reviewed on: 11th January 2023

Boosters give great interest rates

I set up various boosters with different notice periods (7, 31 and 95 days), to give the best balance between access time and interest rate. It's very easy to set up and manage via the phone app. Reviewed on: 11th January 2023

Very happy.

Easy to use app and very competitive interest rate. All the family have one now!! Reviewed on: 11th January 2023

Great savings account

Very accessible and easy to understand! Reviewed on: 11th January 2023

Brilliant interest on savings

Really good interest rates on both 91 dats notice and easy access accounts Reviewed on: 11th January 2023

Easy to use great rates

100% recommend great rates and they keep up with the base rate. Reviewed on: 11th January 2023

Very good

Very good interest rate and very easy to use app Reviewed on: 11th January 2023

Easy and great rates

App is easy to use and the rates very competitive Reviewed on: 11th January 2023

Faultless

Fantastic interest rate. App is great, very easy to use and well presented. Reviewed on: 11th January 2023

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