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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8144 reviews)

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4.93

Based on 8,143 reviews, last reviewed 18th Apr 2026

122% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Safe secure investment Provided a safe opportunity to invest money securely with a fixed rate account that was very competitive at the time. Ease of managing the account was... Read more Reviewed on: 18th April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8144)

Best savings

Easy to open and quick to transfer along with market leading interest rate Reviewed on: 11th January 2023

Zopa smart saver

Flexible savings account with a good interest rate. Great idea with the tiered interest rates for your different savings pots Reviewed on: 11th January 2023

Savings accounts that have the best interest

I keep coming back to Zopa to get the best interest rates and an easy to use service. Reviewed on: 11th January 2023

Efficient fast

Market leading amazing app, efficient , great interest rates Reviewed on: 11th January 2023

Simple yet professional

All the saving options you could need with the best rate’s available. Reviewed on: 11th January 2023

Really simple!

A simple way to do savings, it worked all via my phone. Reviewed on: 11th January 2023

Great rates and versatile account.

My smart saver account gives me a great combination of interest rates and the added flexibility to take periodic advantage of better rates for varying notice periods. This means I can move money into the most appropriate account whenever the opportunity arises. Brilliant and in my experience a unique product! Reviewed on: 11th January 2023

Helpful

Not only is Zopa a credit card,but you can also save with their smart savers online,I also like that if you make an extra payment it doesn't take 3 days to go back on card,which is great, I would definitely recommend Zopa,I have never hafto ring customer services as I have never had a problem, which is very rare these days Reviewed on: 11th January 2023

Zopa - best savings app ever

Great app which is easy to use and gives access to a competitive savings rates and bonus rates. Reviewed on: 11th January 2023

Best savings account

Easy access and good rates also quick to return to nominated account Reviewed on: 11th January 2023

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