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Zuto: Car finance reviews

4.72
Based on 295 reviews, last reviewed 12th Feb 2026
94% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
3%
See only 3 star reviews
0%
2 star
See only 2 star reviews
0%
See only 1 star reviews
9%

Latest highest rating:

5

Cole knew exactly what I was wanting by the favoured... Cole knew exactly what I was wanting by the favoured cars in the app and he got a car I really liked Reviewed on: 12th February 2026
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John B

Latest lowest rating:

1

What Zuto doesn't tell you What Zuto don't tell you is you can't take out finance with them and buy a car from a private seller, has to be from a dealer and preferably one of th... Read more Reviewed on: 5th October 2025
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About this product

Zuto is a car finance credit broker.

Once you’ve filled out the online application, you’ll get a quick decision. Zuto search a panel of lenders to find the best deal for you and have access to over 200 products including some that aren't available anywhere else. Zuto also run a free vehicle and history check on any car you like.

Zuto car finance reviews help you find out what it’s really like to be a customer. If you’ve used Zuto before, you can also leave a review and share your experience.

Zuto Car finance reviews (295)

Review of the Zuto, Car finance:

VILE

1
this company is a SCAM! they will take your money, sell you cars that come with MAJOR faults, then the treatment from the staff there customer service is appalling , the CEO James Wilkinson, has no compassion he just passes the book, and blames different departments, Imaging selling a customer a car, with engine failure, a hold in the gas cylinder, left hand hydraulics collapsed. then say the car is working in there report!!! please be aware, I will keep posting this voluntarily to support those who are thinking of giving these people business. Reviewed on: 6th January 2023

Brilliant!

5
It was great. Laura Williamson was really helpful and explained everything clearly. Brilliant service Reviewed on: 19th August 2025

Jamie was really helpful when I was looking to purch...

5
Jamie was really helpful when I was looking to purchase my first car through finance. He guided me through the process and made me feel at ease and well informed at all times. He even found the car for me when I gave him my list or requirements. Thank you for a great service. Reviewed on: 19th August 2025

james was great really happy with my new car

5
james was great really happy with my new car Reviewed on: 19th August 2025

Laura Williamson was fantastic from the beginning to...

5
Laura Williamson was fantastic from the beginning to the end of the process. Explained everything in great detail and genuinely provided a first class service. Reviewed on: 19th August 2025

Happy customer

5
Absolutely delighted with the experience Joshua was a pleasure to deal with kind curtious and made me feel comfortable speaking with him also made everything easy to understand thankyou again. Reviewed on: 19th August 2025

Good communication and help advise

5
Good communication and help advise Reviewed on: 16th August 2025

Top class service

5
Top class service Laura Williamson was very helpful from start to finish Reviewed on: 16th August 2025

I have never taken out car finance before so was a l...

5
I have never taken out car finance before so was a little apprehensive going into the process but I spoke with Adam helm who was so friendly and helpful guiding me through the process and I am really happy with the outcome. Excited for my new car! Thanks Adam Reviewed on: 16th August 2025

Jake is a legend.

5
A employee by the name of Jake helped me through every step of the way setting up my financing, amazing guy, he deserves a pay rise. Reviewed on: 16th August 2025

From start to finish amazing help and professionalism

5
From start to finish Laura Williamson has been helpful and professional. All staff that helped have been very helpful.i would recommend the company to anyone that needs help Reviewed on: 15th August 2025