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Zuto: Car finance reviews

4.72
Based on 296 reviews, last reviewed 28th Feb 2026
93% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
3%
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0%
2 star
See only 2 star reviews
0%
See only 1 star reviews
9%

Latest highest rating:

5

Nice and easy, Ryan was really helpful and a sound... Nice and easy, Ryan was really helpful and a sound guy Reviewed on: 28th February 2026
Dan E's avatar
Dan E

Latest lowest rating:

1

What Zuto doesn't tell you What Zuto don't tell you is you can't take out finance with them and buy a car from a private seller, has to be from a dealer and preferably one of th... Read more Reviewed on: 5th October 2025
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g a

About this product

Zuto is a car finance credit broker.

Once you’ve filled out the online application, you’ll get a quick decision. Zuto search a panel of lenders to find the best deal for you and have access to over 200 products including some that aren't available anywhere else. Zuto also run a free vehicle and history check on any car you like.

Zuto car finance reviews help you find out what it’s really like to be a customer. If you’ve used Zuto before, you can also leave a review and share your experience.

Zuto Car finance reviews (296)

Review of the Zuto, Car finance:

VILE

1
this company is a SCAM! they will take your money, sell you cars that come with MAJOR faults, then the treatment from the staff there customer service is appalling , the CEO James Wilkinson, has no compassion he just passes the book, and blames different departments, Imaging selling a customer a car, with engine failure, a hold in the gas cylinder, left hand hydraulics collapsed. then say the car is working in there report!!! please be aware, I will keep posting this voluntarily to support those who are thinking of giving these people business. Reviewed on: 6th January 2023

Cara was really helpful.

5
Cara was really helpful, knowledgeable, polite and cheery.The whole process was very quick and easy to understand. Reviewed on: 7th August 2025

First Class Daniel Ross ..

5
Daniel Ross was informative and extremely kind and considerate. I would make him the company trainer as he does provide exceptional proff esional service with ease. Reviewed on: 7th August 2025

Absolutely amazing jamie was great helped me through...

5
Absolutely amazing jamie was great helped me through everything really made it easy. Izzy talked me through everything and was great Reviewed on: 7th August 2025

Was a smooth process and Adam was very friendly and...

4
Was a smooth process and Adam was very friendly and helped me with the process Reviewed on: 6th August 2025

Good to deal with fast pay out and decision on agree...

5
Good to deal with fast pay out and decision on agreement and was able to buy the bike of my choice from my chosen Dealer Reviewed on: 6th August 2025

excellent communication, very patient and poliete.

5
excellent communication, very patient and poliete. extremly helpful and explained options to me clearly. Reviewed on: 6th August 2025

Great experience with Zuto - James helped throughout...

5
Great experience with Zuto - James helped throughout the whole process and I would highly recommend them! Reviewed on: 6th August 2025

Excellent staff

5
Dan who helped me was very helpful and knowledgeable, answered all questions I had, started the process on Monday and picking the car up on Thursday. Very efficient and a true gentleman to talk to, credit to the team Reviewed on: 6th August 2025

Dan was brilliant throughout the whole process and h...

5
Dan was brilliant throughout the whole process and his communication, quick response and professional manor made for a very smooth, valued and comfortable experience Reviewed on: 6th August 2025

The service was brilliant.

5
The service was brilliant. Laura and the team were really helpful & quick. Reviewed on: 6th August 2025