Write a review

Go to business site

Zuto: Car finance reviews

Name: Car finance
Rating: 4.72 (296 reviews)

View other Zuto products

4.72

Based on 296 reviews, last reviewed 28th Feb 2026

92% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

88%

2 star

Latest highest rating:

5

Nice and easy, Ryan was really helpful and a sound... Nice and easy, Ryan was really helpful and a sound guy Reviewed on: 28th February 2026

Latest lowest rating:

1

What Zuto doesn't tell you What Zuto don't tell you is you can't take out finance with them and buy a car from a private seller, has to be from a dealer and preferably one of th... Read more Reviewed on: 5th October 2025

Read all reviews See your review

About this product

Zuto is a car finance credit broker.

Once you’ve filled out the online application, you’ll get a quick decision. Zuto search a panel of lenders to find the best deal for you and have access to over 200 products including some that aren't available anywhere else. Zuto also run a free vehicle and history check on any car you like.

Zuto car finance reviews help you find out what it’s really like to be a customer. If you’ve used Zuto before, you can also leave a review and share your experience.

Zuto Car finance reviews (296)

Review of the Zuto, Car finance:

VILE

this company is a SCAM! they will take your money, sell you cars that come with MAJOR faults, then the treatment from the staff there customer service is appalling , the CEO James Wilkinson, has no compassion he just passes the book, and blames different departments, Imaging selling a customer a car, with engine failure, a hold in the gas cylinder, left hand hydraulics collapsed. then say the car is working in there report!!! please be aware, I will keep posting this voluntarily to support those who are thinking of giving these people business. Reviewed on: 6th January 2023

very helpfull

Made my time dealing with zuto very easy and stress free answered and returned all calls i made in very quick time from start to finish you give them the cars your looking at and zuto advisors sort it all out from checking the car details checking any out standing finance to value and any damage it may have had through out the car s life would use them every time i buy a car thanks to the staff who helped me it was a pleasure . thanks william lee anderson Reviewed on: 14th April 2017

Dream come true !!!!

I desperately needed a car to remain working, but due to bad credit and no savings all options seemed closed to me. After some time I discovered zuto, they couldn't be more helpful. After a quick application they helped me find the right car on the best finance package. Everything was made clear and simple throughout the whole process and my advisors were always in contact at every step. I have already recommended them to friends and would recommend them to anyone who asked. Top service. Many thanks. Reviewed on: 14th April 2017

Great company! Helped me with my first car

Highly recommend this company , they were extremely helpful and made the process of buying my first car a smooth easy one ! Thanks zuto Reviewed on: 14th April 2017

Very transparent service and professional

I have been with this company for 4 years now and the service is excellent they could lower there intrest and this will be wellcome by many customers and the flexibility of choosing your car whenever you want a very good so one has a variety of choice Reviewed on: 14th April 2017

Excellent from start to finish

I hadn't bought a car through finance before so was a bit nervous about the process but everything was straight forward and hassle free. They history checked the car for me, and checked the dealer too to make sure everything would be ok and sent the money to the garage the day I emailed the paperwork to them. I will definitely use Zuto again and thoroughly recommend using them. Reviewed on: 13th April 2017

Guardian angels

I was finding it hard after I had a year of hard times paying debts and trying to save for a car then a new baby came along and my savings disappeared. Zuto enabled me to get a car for me an my family to travel safe and at an affordable family friendly price thank you to the entire Zuto team. Reviewed on: 13th April 2017

Non Pushy Genuinely Good Service.

Called Zuto as they featured on Auto trader, I was looking for a simple finance package to purchase a Vespa scooter to relive my youth lol. Dealing with a extremely helpful Greg I was guided professionally through the different types of packages available...... it ended up cheaper to take a personal loan with a great rate, when I would have probably accepted finance at a higher rate. I was made to feel valued as a customer and would certainly recommend and use Zuto again in the future. Well done guys. Reviewed on: 13th April 2017

Excellent professional, knowledgeable, helpful

Excellent advice, professional and helpful would recommend to others. Reviewed on: 13th April 2017

Excellent service

For those who have had credit file problems this company should be able to help and not judge you. Higher risk for them so higher rates but that's life. Nothing hidden and lovely staff to deal with. Reviewed on: 13th April 2017

Best car finance service provider

Highly professional and reliable team! Finance completed in 2 days! Top class broker! Reviewed on: 13th April 2017

Alternative products

Car Finance
from Blue Motor Finance 4.03 from 224 reviews
Alphera Hire Purchase
from Alphera Financial Services 1.64 from 56 reviews
Car Finance
from Northridge Finance 2.82 from 6 reviews

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub