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Zuto: Car finance reviews

4.72
Based on 292 reviews, last reviewed 8th Dec 2025
96% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
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2 star
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Latest highest rating:

5

Laura had guided me from the start, providing update... Laura had guided me from the start, providing updates, advising me as needed and just being genuinley helpful throughout the whole process, Nikita als... Read more Reviewed on: 8th December 2025
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Faye l

Latest lowest rating:

1

What Zuto doesn't tell you What Zuto don't tell you is you can't take out finance with them and buy a car from a private seller, has to be from a dealer and preferably one of th... Read more Reviewed on: 5th October 2025
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About this product

Zuto is a car finance credit broker.

Once you’ve filled out the online application, you’ll get a quick decision. Zuto search a panel of lenders to find the best deal for you and have access to over 200 products including some that aren't available anywhere else. Zuto also run a free vehicle and history check on any car you like.

Zuto car finance reviews help you find out what it’s really like to be a customer. If you’ve used Zuto before, you can also leave a review and share your experience.

Zuto Car finance reviews (292)

Review of the Zuto, Car finance:

Excellent and prompt service.

5
Zuto makes life easy by doing all for you. It's as easy as ABC. Reviewed on: 14th April 2017

Excellent Support

5
Sean McEvoy was very patient to help me until i got the most suitable vehicle. I was provided with the best possible support. Reviewed on: 12th September 2025

Misled on Part-Exchange, Dealer Refused Agreed Price...

1
Misled on Part-Exchange, Dealer Refused Agreed Price I arranged finance and a part-exchange through Zuto in June 2025. During the initial call, Zuto confirmed that my old car would be valued at £900. When the dealer delivered the new vehicle, they only offered £700, and I refused to hand over my car. Zuto acknowledged the £900 figure and assured me the dealer would collect the car, but the dealer has since refused to respond. I am now paying over £300 per month on two cars due to this mismanagement. Zuto confirmed to me that the dealer has received multiple complaints from other customers and is blocking their calls, yet they refuse to intervene further. I would caution others to be aware and to ensure any arrangements are clearly documented. Reviewed on: 12th September 2025

Sean was absolutely fantastic.

5
Sean was absolutely fantastic. Polite, patient, courteous, and not at all pushy. It took me a while to finally choose my new car, and Sean was there every step of the way. I will absolutely deal with him, and Zuto again. Reviewed on: 11th September 2025

No pressure from the sales team phone was answered q...

5
No pressure from the sales team phone was answered quickly everyone i spoke to was friendly and view an updated folder Reviewed on: 11th September 2025

Very professional friendly and helpful

5
Cara was extremely helpful and professional, im very thankful for her assistance. this was my first car purchase she did her upmost best to help me secure a car finance. Reviewed on: 11th September 2025

Amazing support very helpful talked me through every...

5
Amazing support very helpful talked me through everything would recommend 100% Reviewed on: 11th September 2025

Samantha Verdon was amazing from start to finish she...

5
Samantha Verdon was amazing from start to finish she was very helpful, she explained everything and was on hand to help all the time. Absolutely amazing customer service from start to finish and with there help I found the car I wanted and it took less than a week! Reviewed on: 10th September 2025

Samantha helped me all the way through the experienc...

5
Samantha helped me all the way through the experience and she was brilliant, she made it easy and stress free. Fantastic customer service. Reviewed on: 10th September 2025

This was my first time financing a car, Jake was rea...

5
This was my first time financing a car, Jake was really knowledgable and was happy to answer any queries I had. Jake made sure I was happy with everything before proceeding and ensured the communication was thorough throughout! Id definitely recommend zuto to family and friends! Reviewed on: 10th September 2025

Super advisor highly recommended.

5
Super advisor highly recommended. Fights to the end with the success of 5 stars Reviewed on: 10th September 2025