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118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.84 (1103 reviews)

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4.84

Based on 1,103 reviews, last reviewed 9th Oct 2025

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

88%

Latest highest rating:

5

Having used 118 118 can’t fault the service. Having used 118 118 can’t fault the service. Really helpful and organised. Reviewed on: 23rd September 2025

Latest lowest rating:

1

I believe this place is getting a lot of reviews. I believe this place is getting a lot of reviews. RemovedThey are a terrible company.Wouldn't recommend low credit no good Reviewed on: 9th October 2025

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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

118 118 Money Credit card reviews (1103)

Review of the 118 118 Money, Credit card:

Great company with excellent customer service.

Great company with excellent customer service. Reviewed on: 15th April 2025

Simplicity that helps .

Really simple and easy process when opening and using. Really clear communication and helpful customer service Reviewed on: 22nd April 2025

118 is OK, but £12 for going over your limit is a bi...

118 is OK, but £12 for going over your limit is a bit much considering i pay £8 pm. Why do I pay £8 when you charge £12 for going over? Reviewed on: 22nd April 2025

Best service

Always available to answer any queries clearly and rapid Reviewed on: 22nd April 2025

Swift to use accept in every store

Swift to use accept in every store Reviewed on: 22nd April 2025

No bad thing to say.

No bad thing to say. I have never had a problem. Interest could be lower though. But would definitely recommend if someone was looking for a credit card Reviewed on: 22nd April 2025

It's easy and good if I have more credit limit it's...

It's easy and good if I have more credit limit it's better because I am using nearly half of my present limit very easily because of that it's effecting my credit score Reviewed on: 22nd April 2025

Great company to deal with.

Great company to deal with. Clear and transparent Reviewed on: 22nd April 2025

Great service and always helpful

Great service and always helpful Reviewed on: 22nd April 2025

Good service - rates quite high though

Good service - rates quite high though Reviewed on: 22nd April 2025

I have always been satisfied with the service I have...

I have always been satisfied with the service I have received from 118. They inform me of any changes and keep me up to date with things happening that affect my account Reviewed on: 22nd April 2025

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