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118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.76 (4612 reviews)

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4.76

Based on 4,612 reviews, last reviewed 29th Jun 2026

131% increase in 5 star reviews

in the past 90 days

75% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

Quick money on the same day, not even noticed the re... Quick money on the same day, not even noticed the repayments going out each month either Reviewed on: 29th June 2026

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026

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About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (4612)

Everything good and excellent.

Everything good and excellent. Recommended for some one else. Reviewed on: 20th April 2026

It was very clear and quick from start to getting...

It was very clear and quick from start to getting lisn Reviewed on: 20th April 2026

Brilliant really enjoyable fun would recommend

Brilliant really enjoyable fun would recommend Reviewed on: 20th April 2026

Easy to approved loan.

Easy to approved loan.is a very big help Reviewed on: 20th April 2026

Quick and easy and would recommend having another loan

Quick and easy and would recommend having another loan Reviewed on: 20th April 2026

Only a positive experience so far

No issues with 118 118 money. Helpful when I needed to speak to someone about changing payment dates. Only a positive experience so far. Reviewed on: 20th April 2026

Fast pay out easy did set up offered more money at c...

Fast pay out easy did set up offered more money at cheaper rate when I’d been with them for a little while Reviewed on: 20th April 2026

Great product and service

I have not issue with 118 118 Mkney. I have had more than one loan and never had an issue. It is easy to get a hold of someone and very helpful Reviewed on: 20th April 2026

I needed a quick and easy affordable loan to repair...

I needed a quick and easy affordable loan to repair my car, I applied and had a response inside 2 minutes and the money inside the hour so was able to pau and get the car sorted. Reasonable rates for my credit score and very easy Reviewed on: 20th April 2026

Fast process no multiple layers of questions followe...

Fast process no multiple layers of questions followed by phone calls and call centre hassle Reviewed on: 20th April 2026

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