Smart Money People Logo

118 118 Money: Personal loan reviews

4.88
Based on 4,599 reviews, last reviewed 8th May 2026
253400% increase in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

O dinheiro veio na hora certa e me ajudou muito. O dinheiro veio na hora certa e me ajudou muito. Reviewed on: 8th May 2026
Marlen L's avatar
Marlen L

Latest lowest rating:

2

Not very friendly . Not very friendly .speaks to you like poo.not helpful Reviewed on: 22nd April 2026
Delia t's avatar
Delia t

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

Help others make smarter decisions by sharing your own experience. Write a review

118 118 Money Personal loan reviews (4599)

Very good through my loan period.

5
Very good through my loan period. Any issues quickly resolved Reviewed on: 20th April 2026

Has no problems keep up to date .

5
Has no problems keep up to date . Was very helpful when had a problem with transaction Reviewed on: 20th April 2026

£1000 loan over 12 months with £350 interest, £35 on...

5
£1000 loan over 12 months with £350 interest, £35 on every £100 is very reasonable when compared to most companies Reviewed on: 20th April 2026

Hassle free, easy to follow instructions

5
Hassle free, easy to follow instructions Reviewed on: 20th April 2026

Straightforward process

5
The process was automated and easy to follow, and v quick to implement. Reviewed on: 20th April 2026

AMAZING!

5
Honestly the best loan service around. The support is fantastic and they are so understanding of your individual needs. Reviewed on: 20th April 2026

Great from the application process to seeking additi...

5
Great from the application process to seeking additional support the experience was fantastic and very helpful. Reviewed on: 20th April 2026

Excellent all-round service

5
Absolutely brilliant service from 118 118 Money. The loan application was fast, simple, and completely hassle-free—no nonsense from start to finish. Everything was clear, easy to follow, and moved along much quicker than I expected. What really sets them apart is the customer support—friendly, switched on, and actually helpful. No scripts, no runaround, just real people who know what they’re doing and get things sorted. If you want a straightforward loan application with a stress-free experience and a company that actually delivers on its promises, 118 118 Money is the one. Highly recommended. Reviewed on: 20th April 2026

Fast response quick answer quick to transfer funds

5
Fast response quick answer quick to transfer funds Reviewed on: 20th April 2026

Quick simple and easy to manage .

5
Simple easy to mange nice to get conformation when 118 receives your payment. And easy to check your balance at any time. Reviewed on: 20th April 2026

Do you have a different 118 118 Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from 118 118 Money?

    View all products