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118 118 Money: Personal loan reviews

4.76
Based on 4,612 reviews, last reviewed 29th Jun 2026
131% increase in 5 star reviews
in the past 90 days
75% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Quick money on the same day, not even noticed the re... Quick money on the same day, not even noticed the repayments going out each month either Reviewed on: 29th June 2026
Stacey s's avatar
Stacey s

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026
sarthak p's avatar
sarthak p

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (4612)

Good experience 118 118 money good

5
Good experience 118 118 money good Reviewed on: 20th April 2026

My first experience with 118118 was absolutely satis...

4
My first experience with 118118 was absolutely satisfactory, and I truly appreciated the manner and professionalism with which my case was handled. Reviewed on: 20th April 2026

Easy to navigate

5
Very quick service and very easy to understand Reviewed on: 20th April 2026

Very easy to apply and money is in your bank account...

5
Very easy to apply and money is in your bank account within an hour Reviewed on: 20th April 2026

118118 have been amazing with me so far.

5
118118 have been amazing with me so far. Reviewed on: 20th April 2026

Moving pay date...

5
Moving pay date was so easy and advisor was excellent Reviewed on: 20th April 2026

Quick and easy with excellent service

5
Quick and easy with excellent service Reviewed on: 20th April 2026

It was seamless.

5
It was seamless. Simple and straightforward and there were no convoluted steps to the process. Just simple common sense business approach Reviewed on: 20th April 2026

I had one of the most seamless transactions ever!

5
I had one of the most seamless transactions ever!! From application to disbursement . Once the checks were done and I was eligible. Reviewed on: 20th April 2026

I love 118 loan very quick and easy to apply very go...

5
I love 118 loan very quick and easy to apply very good company Reviewed on: 20th April 2026

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