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118 118 Money: Personal loan reviews

4.88
Based on 4,599 reviews, last reviewed 8th May 2026
253400% increase in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

O dinheiro veio na hora certa e me ajudou muito. O dinheiro veio na hora certa e me ajudou muito. Reviewed on: 8th May 2026
Marlen L's avatar
Marlen L

Latest lowest rating:

2

Not very friendly . Not very friendly .speaks to you like poo.not helpful Reviewed on: 22nd April 2026
Delia t's avatar
Delia t

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (4599)

Quick, easy and hassle free

4
The application was very quick and easy. The money arrived in my bank within an hour. The app is easy to use and anything I need is at hand Reviewed on: 20th April 2026

From application to receiving funds, the process was...

5
From application to receiving funds, the process was flawless. Reviewed on: 20th April 2026

Best service value for money fair

5
Best service value for money fair Reviewed on: 20th April 2026

Really quick and easy highly recommended

5
Really quick and easy highly recommended Reviewed on: 20th April 2026

Great option for short term finance

5
Needed a short term loan for a holiday passed there checks money in bank within the day would definitely use again as I’m one payment from paying it all back Reviewed on: 20th April 2026

Simple and efficient.

5
Simple and efficient. Easy to use and pay off early if you wish. Reviewed on: 20th April 2026

Easy from beginning to end Not complicated customers...

5
Easy from beginning to end Not complicated customers service also very good and I am able to access in the app Reviewed on: 20th April 2026

Fast and simple to use , cash in the bank within 20...

5
Fast and simple to use , cash in the bank within 20 minutes. Reviewed on: 20th April 2026

Good company

5
Very easy to get the loan and very good with payments Reviewed on: 20th April 2026

Helpful during difficult times when I took out a loa...

5
Helpful during difficult times when I took out a loan I needed money to provide for my kids when I had to move house we had nothing I used the money to buy beds clothes and white goods Reviewed on: 20th April 2026

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