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118 118 Money: Personal loan reviews

4.76
Based on 4,612 reviews, last reviewed 29th Jun 2026
131% increase in 5 star reviews
in the past 90 days
75% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Quick money on the same day, not even noticed the re... Quick money on the same day, not even noticed the repayments going out each month either Reviewed on: 29th June 2026
Stacey s's avatar
Stacey s

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026
sarthak p's avatar
sarthak p

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

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118 118 Money Personal loan reviews (4612)

No issues, easy to set up and monitor

5
No issues, easy to set up and monitor Reviewed on: 20th April 2026

I have a swift and hustle free application and disme...

5
I have a swift and hustle free application and dismemberment process Reviewed on: 20th April 2026

Loanstome

5
Easy to apply quick decision money transferred quickly Reviewed on: 20th April 2026

Very good through my loan period.

5
Very good through my loan period. Any issues quickly resolved Reviewed on: 20th April 2026

Has no problems keep up to date .

5
Has no problems keep up to date . Was very helpful when had a problem with transaction Reviewed on: 20th April 2026

£1000 loan over 12 months with £350 interest, £35 on...

5
£1000 loan over 12 months with £350 interest, £35 on every £100 is very reasonable when compared to most companies Reviewed on: 20th April 2026

Hassle free, easy to follow instructions

5
Hassle free, easy to follow instructions Reviewed on: 20th April 2026

Straightforward process

5
The process was automated and easy to follow, and v quick to implement. Reviewed on: 20th April 2026

AMAZING!

5
Honestly the best loan service around. The support is fantastic and they are so understanding of your individual needs. Reviewed on: 20th April 2026

Great from the application process to seeking additi...

5
Great from the application process to seeking additional support the experience was fantastic and very helpful. Reviewed on: 20th April 2026

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