Write a review

Newsletter

Go to business site

118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.76 (4612 reviews)

View other 118 118 Money products

4.76

Based on 4,612 reviews, last reviewed 29th Jun 2026

131% increase in 5 star reviews

in the past 90 days

75% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

Quick money on the same day, not even noticed the re... Quick money on the same day, not even noticed the repayments going out each month either Reviewed on: 29th June 2026

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026

Read all reviews Write a review

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

118 118 Money Personal loan reviews (4612)

Excellent all-round service

Absolutely brilliant service from 118 118 Money. The loan application was fast, simple, and completely hassle-free—no nonsense from start to finish. Everything was clear, easy to follow, and moved along much quicker than I expected. What really sets them apart is the customer support—friendly, switched on, and actually helpful. No scripts, no runaround, just real people who know what they’re doing and get things sorted. If you want a straightforward loan application with a stress-free experience and a company that actually delivers on its promises, 118 118 Money is the one. Highly recommended. Reviewed on: 20th April 2026

Fast response quick answer quick to transfer funds

Fast response quick answer quick to transfer funds Reviewed on: 20th April 2026

Quick simple and easy to manage .

Simple easy to mange nice to get conformation when 118 receives your payment. And easy to check your balance at any time. Reviewed on: 20th April 2026

Quick, easy and hassle free

The application was very quick and easy. The money arrived in my bank within an hour. The app is easy to use and anything I need is at hand Reviewed on: 20th April 2026

From application to receiving funds, the process was...

From application to receiving funds, the process was flawless. Reviewed on: 20th April 2026

Best service value for money fair

Best service value for money fair Reviewed on: 20th April 2026

Really quick and easy highly recommended

Really quick and easy highly recommended Reviewed on: 20th April 2026

Great option for short term finance

Needed a short term loan for a holiday passed there checks money in bank within the day would definitely use again as I’m one payment from paying it all back Reviewed on: 20th April 2026

Simple and efficient.

Simple and efficient. Easy to use and pay off early if you wish. Reviewed on: 20th April 2026

Easy from beginning to end Not complicated customers...

Easy from beginning to end Not complicated customers service also very good and I am able to access in the app Reviewed on: 20th April 2026

Do you have a different 118 118 Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payday loan (discontinued)
from 100Pounds (inactive company) 4.15 from 22 reviews
Bridging Loan
from Fincorp 0.00 from 0 reviews
Personal loan
from Sainsburys Bank 3.61 from 70 reviews

Want to see more from 118 118 Money?

Credit card
from 118 118 Money 4.73 from 5645 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub