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118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.76 (4612 reviews)

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4.76

Based on 4,612 reviews, last reviewed 29th Jun 2026

131% increase in 5 star reviews

in the past 90 days

75% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

Quick money on the same day, not even noticed the re... Quick money on the same day, not even noticed the repayments going out each month either Reviewed on: 29th June 2026

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026

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About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (4612)

Fast and simple to use , cash in the bank within 20...

Fast and simple to use , cash in the bank within 20 minutes. Reviewed on: 20th April 2026

Good company

Very easy to get the loan and very good with payments Reviewed on: 20th April 2026

Helpful during difficult times when I took out a loa...

Helpful during difficult times when I took out a loan I needed money to provide for my kids when I had to move house we had nothing I used the money to buy beds clothes and white goods Reviewed on: 20th April 2026

Looking for loan

Very efficient process and very quick to proceed with funds once all details were submitted, kept well informed of the process from start to finish, and provides any assistance as was needed Reviewed on: 20th April 2026

Very quick and easy to apply, get funds paid and kee...

Very quick and easy to apply, get funds paid and keep track of my loan on the app! Reviewed on: 20th April 2026

Very easy and soft, helpful and fun

Very easy and soft, helpful and fun Reviewed on: 20th April 2026

Appreciating Great Service

I called them when I had a problem, the lady who assisted me explained in detail and was patient enough me . I applied for a loan and it took less than 30 min to reflect in my account Reviewed on: 20th April 2026

Everything was fast and went smoothly would highly r...

Everything was fast and went smoothly would highly recommend Reviewed on: 20th April 2026

Great and efficient.

Great and efficient. Little to no hassle Reviewed on: 20th April 2026

Great Service, reliable and efficient

I love their service — excellent, efficient, and genuinely supportive. They were incredibly helpful when I needed assistance, and I’m very happy I chose them. I would definitely use them again and highly recommend them to my family and friends. Reviewed on: 20th April 2026

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