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118 118 Money: Personal loan reviews

4.76
Based on 4,612 reviews, last reviewed 29th Jun 2026
131% increase in 5 star reviews
in the past 90 days
75% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Quick money on the same day, not even noticed the re... Quick money on the same day, not even noticed the repayments going out each month either Reviewed on: 29th June 2026
Stacey s's avatar
Stacey s

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026
sarthak p's avatar
sarthak p

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

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118 118 Money Personal loan reviews (4612)

Applying for my loan was more successful than making...

5
Applying for my loan was more successful than making my breakfast! An attempt to make butterbeans in a cheese sauce ended up with a charred pan but that didn't bother me because applying for the loan was so quick and easy I had time to stop off in a lovely village cafe for breakfast and a brew! Good job I was accepted for the loan as it cost £92.80 for a breakfast sandwich and a tea, £451 for a tank of diesel and a trip to tesco on the way back was soul destroying with 2 bags of shopping costing £877.50 because I had forgot my tesco card. At least I have half a tank of diesel left to drive to the airport next week to catch my one way flight! Viva España! Thanks again loan company I owe ya! Reviewed on: 20th April 2026

It was really easy and simple to do the application...

5
It was really easy and simple to do the application to receiving the funds. Reviewed on: 20th April 2026

Everything you need to know made simple and easy

5
It was very easy to apply. Everything was made clear and in simple terms. I can see everything I need by using the app. I would recommend and use again in the future if needed. Reviewed on: 20th April 2026

Quick, efficient a d professional.

5
Quick, efficient a d professional. Reviewed on: 20th April 2026

Very good,Best one 118 118 money

5
Very good,Best one 118 118 money Reviewed on: 20th April 2026

Easy to set up, quick to be approved

5
Easy to set up, quick to be approved Reviewed on: 20th April 2026

Everything went through smoothly.

5
Everything went through smoothly. Reviewed on: 20th April 2026

Very easy to use and fast approved

5
Very easy to use and fast approved Reviewed on: 20th April 2026

Easy process and simple to understand

5
Easy process and simple to understand Reviewed on: 20th April 2026

Experience was excellent.

5
Experience was excellent. I like their service entirely Reviewed on: 20th April 2026

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